Story County property record for 902 Michelle Rd, Colo, IA 50056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,411 sqft · built 1978 |
| Lot Size | 0.341 acres (14,850 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,604 (2025) |
| Deeds & Mortgages | Jan 2019 Refinance May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-125-175 |
| Primary APN | 12-08-125-175 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,411 sqft Living Area |
| 1st Floor Area | 1,411 sqft |
| Basement Area | 1,411 sqft |
| Finished Basement | 1,268 sqft |
| Unfinished Basement | 143 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,850 sqft (0.341 acres) |
| Lot Dimensions | 135 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 634 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 341 sqft |
| Patio Area | 341 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 902 MICHELLE RD |
|---|---|
| City | COLO |
| State | IA |
| Zip | 50056-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARMODY'S 3RD ADD LOT:33 COLO |
| Legal Range | 21W |
| Legal Township | 83N |
| Legal Section | 08 |
| Legal Subdivision | CARMODY'S 3RD ADD |
| Legal Lot Number | 33 |
| Jurisdiction | STORY IA |
| Township / Civil Division | NEW ALBANY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10200 |
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 902 MICHELLE RD, COLO, IA 50056-1012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| May 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 902 MICHELLE RD, COLO, IA 50056-1012 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201900194 |
|---|---|
| Date | Jan 9, 2019 |
| Instrument | 2019-00194 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 902 MICHELLE RD, COLO, IA 50056-1012 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202204223 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 2022-04223 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 15, 2037 |
| Rate Type | Fixed Rate |
|---|
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Colo City |
| County | Story County |
| Unified School District | Colo-NESCO Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,604.00 (-2.12%) Homeowner's exemption | $238,900 (+5.29%) Land $45,400 Building $193,500 | $238,900 (+5.29%) Land $45,400 Building $193,500 |
| 2024 | $3,682.00 (+4.31%) | ||
| 2023 | $226,900 Land $37,400 Building $189,500 | $226,900 Land $37,400 Building $189,500 | |
| 2022 | $3,530.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLO WATER SUPPLY serves 853 people · EPA ID IA8520061 |
|---|---|
| Water Source | Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY) |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Colo Telephone Company Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures