Lafayette County property record for 902 Main St, Waverly, MO 64096 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 744 sqft · built 1970 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $334,072 (Dec 2023) |
| Tax Bill | $2,287 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Aug 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-6.0-23-2-002-015.000 |
| Primary APN | 06-6.0-23-2-002-015.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 744 sqft Living Area |
| Basement Area | 1,568 sqft |
| Unfinished Basement | 1,568 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,001 sqft (0.276 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Slab |
| Porch Area | 140 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 902 MAIN ST |
|---|---|
| City | WAVERLY |
| State | MO |
| Zip | 64096-8129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL LOTS 12 & 13, E 5' OF LOT 11 & N1/2 OF ADJ VAC ALLEY ON S SIDE BLK 36 CAWTHORN MILLER & REDDS SUBD; 525-429, 761-93, 1177 |
| Legal Range | 24 |
| Legal Township | 51 |
| Legal Section | 23 |
| Legal Subdivision | CAWTHORN MILLER & REDDS SUBD |
| Legal Block | 36 |
| Legal Lot Number | 11-13 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 90300 |
Source: Lafayette County records · APN 06-6.0-23-2-002-015.000
Assessment roll updated October 28, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 902 MAIN ST, WAVERLY, MO 64096-8129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 06, 2021 | Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK OF MISSOURI |
| Aug 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance EXCHANGE BANK OF MISSOURI |
| Dec 10, 2024 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 01, 2023 | Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2023 · Amount on Record |
| Deed Sale | Dec 01, 2023 · Amount on Record |
| Deed Document Number | 20234365 |
| Prior Transfer Date | Jun 24, 2015 |
| Prior Transfer Doc | 0000052340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 902 MAIN ST, WAVERLY, MO 64096-8129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2021DR3473 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 2021DR3473 |
| Name | EXCHANGE BANK OF MISSOURI |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 902 MAIN ST, WAVERLY, MO 64096-8129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2022DR3968 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 2022DR3968 |
| Name | EXCHANGE BANK OF MISSOURI |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 902 MAIN ST, WAVERLY, MO 64096-8129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2024DR4547 |
|---|---|
| Date | Dec 10, 2024 |
| Instrument | 2024DR4547 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Dec 01, 2023 |
| Property Address | 902 MAIN ST, WAVERLY, MO 64096-8129 |
| Document Number | 2023DR4365 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 2023DR4365 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2023DR4366 |
|---|---|
| Date | Dec 01, 2023 |
| Instrument | 2023DR4366 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
Source: Lafayette County records · Assessment roll updated October 28, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Waverly City |
| Unified School District | Santa Fe R-X School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,287.00 | $34,802 (+14%) | $183,170 (+14%) Land $7,530 Building $175,640 |
| 2023 | $30,528 | $160,675 Land $6,605 Building $154,070 |
Source: FEMA National Flood Hazard Layer, Lafayette County (29107C), updated November 26, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Green Hills Telephone | Cable | 250 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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