902 Main St, Paris, KY 40361 Property Records

Bourbon County property record for 902 Main St, Paris, KY 40361

Property Summary

Property Type	Commercial
Details	5 bd · 4 ba · 4,014 sqft
Owner	Company Name on Record
Last Sale	$167,500 (Sep 2020)
Tax Bill	$634 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026-50-28-003.00`

Property Details

APN / Parcel Number

Primary APN	`026-50-28-003.00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	4,014 sqft Total Area

Exterior

Exterior Material	Brick/Stone
Foundation Type	Stone

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	902 MAIN ST
City	PARIS
State	KY
Zip	40361-1708
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	B & L - 902 MAIN ST
Jurisdiction	BOURBON KY
Township / Civil Division	PARIS
Census Block Group	3
Census Block	3024
Census Tract	30101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Paris Historic District listed 1989 · 237 contributing resources · NRIS 89002123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bourbon County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2314 GEORGETOWN RD, PARIS, KY 40361-9730
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage BLUE GRASS FSLA
Apr 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage BLUE GRASS FEDERAL SAVINGS & LOAN ASSOCI
Sep 21, 2020	Deed, Transfer THE SALYERSVILLE NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Deed Document Number	788683
Deed Book / Page	315 / 205
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	902 MAIN ST, PARIS, KY 40361-1708
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 MAIN ST, PARIS, KY 40361-1708

Mortgage

Document Number	633/394
Date	Nov 14, 2018
Book Page	633/394

Lender

Name	BLUE GRASS FSLA
Type	Funding / Finance Company
Address	PARIS, KY 40361

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2038

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	902 MAIN ST, PARIS, KY 40361-1708
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	625/141
Date	Apr 3, 2018
Book Page	625/141

Lender

Name	BLUE GRASS FEDERAL SAVINGS & LOAN ASSOCI
Type	Non-Lending Institution
Address	PARIS, KY 40361

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2038

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Sep 21, 2020
Property Address	902 MAIN ST, PARIS, KY 40361-1708
Document Number	315/205
Book / Page	315 / 205
Instrument Date	Sep 18, 2020
Instrument	788683
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1216 MAIN ST, 1216, PARIS, KY 40361-1714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 GEORGETOWN RD, PARIS, KY 40361-9730

Mortgage

Document Number	788686
Date	Sep 21, 2020
Instrument	788686

Lender

Name	THE SALYERSVILLE NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 18, 2040

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Municipality	Paris City
Unified School District	Paris Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$634.00 (+8.01%)	$190,000 (+13.43%) Land $10,000 Building $180,000	$190,000 (+13.43%) Land $10,000 Building $180,000
2023	$587.00	$167,500 Land $10,000 Building $157,500	$167,500 Land $10,000 Building $157,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1997–2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS WATER WORKS serves 14,139 people · EPA ID KY0090343
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2025 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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