902 Main St, Mount Airy, MD 21771 Property Records

Frederick County property record for 902 Main St, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,084 sqft · built 1952
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,000 (Apr 2014)
Tax Bill	$4,698 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-366398`

Property Details

APN / Parcel Number

Primary APN	`18-366398`
Alternative APN	`366398`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,084 sqft Living Area
Gross Area	2,594 sqft
1st Floor Area	1,384 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Breezeway
Porch Area	114 sqft
Patio Area	211 sqft
Breezeway	Breezeway

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	366398
Street Address	902 MAIN ST
City	MOUNT AIRY
State	MD
Zip	21771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 0.32 AC S. MAIN ST. MT. AIRY
Legal Subdivision	MT AIRY
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	18, WOODVILLE
Census Block Group	2
Census Block	2001
Census Tract	752001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mount Airy Historic District listed 1984 · 171 contributing resources · NRIS 84001589
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	902 S MAIN ST, MOUNT AIRY, MD 21771-5337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF SC
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2014 · Amount on Record
Deed Sale	Apr 7, 2014 · Amount on Record
Deed Book / Page	10005 / 122
Last Transfer Date	Mar 23, 2016
Transfer Doc	0110830263
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jul 13, 2026
Property Address	902 S MAIN ST, MOUNT AIRY, MD 21771-5337
Document Number	1795000150
Book / Page	17953 / 150
Instrument Date	Jul 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	902 S MAIN ST, MOUNT AIRY, MD 21771-5337

Mortgage

Document Number	1795000150,
Date	Jul 13, 2026
Book Page	17953/150

Lender

Name	NATIONAL BANK OF SC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	902 S MAIN ST, MOUNT AIRY, MD 21771-5337
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135370441
Date	Feb 19, 2020
Book Page	13537/0441

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	902 S MAIN ST, MOUNT AIRY, MD 21771-5337
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137660050
Date	May 28, 2020
Book Page	13766/50

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	902 S MAIN ST, MOUNT AIRY, MD 21771-5337
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147170313
Date	Mar 31, 2021
Book Page	14717/313

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Mount Airy Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,698.00 (+5.88%) Homeowner's exemption	$341,867 (+12.17%)	$384,800 (+20.1%) Land $140,700 Building $244,100
2024	$4,437.00 (+9.45%)
2023	$4,054.00 Homeowner's exemption	$304,767	$320,400 Land $120,500 Building $199,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNT AIRY serves 9,890 people · EPA ID MD0060007
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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