902 Main St, Apalachin, NY 13732 Property Records

Tioga County and Owego Town property record for 902 Main St, Apalachin, NY 13732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1940
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$177,000 (Sep 2026)
Tax Bill	$3,302 (2026)
Deeds & Mortgages	Sep 2026 Sale Oct 2012 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493089 142.18-2-23`

Property Details

APN / Parcel Number

Primary APN	`493089 142.18-2-23`
Alternative APNs	`308914201800020230000000` `00000005674`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	844 sqft
Upper Floors Area	528 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	258 ft deep x 100 ft wide
Shed	1 Shed
Canopy	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000005674
Street Address	902 MAIN ST
City	APALACHIN
State	NY
Zip	13732-3631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	2
Legal Lot Number	23.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	1
Census Block	1006
Census Tract	20401

Owner

902 Main St is owned and occupied by two individuals who bought it in September 2026.

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	638 MAIN ST, APALACHIN, NY 13732-3613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer
Oct 9, 2012	Deed, Transfer FIRST PRIORITY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on File
Deed Sale	Sep 24, 2026 · Amount on File
Prior Sale	Oct 9, 2012 · Amount on File
Deed Document Number	20263449
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Sep 24, 2026
Property Address	902 MAIN ST, APALACHIN, NY 13732-3631
Document Number	0000003449
Instrument Date	Sep 5, 2026
Instrument	20263449
Transaction Type	Transfer
Record Updated	Oct 14, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

October 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Oct 9, 2012
Property Address	902 MAIN ST, APALACHIN, NY 13732-3631
Document Number	0000020304/0000005002
Book / Page	0000020304 / 0000005002
Instrument Date	Oct 5, 2012
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	JON SARRA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 MAIN ST, APALACHIN, NY 13732-3631

Mortgage

Document Number	0203045003
Date	Oct 9, 2012
Instrument	0203045003

Lender

Name	FIRST PRIORITY MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 902 Main St was $3,302 with a homeowner's exemption, down 0.3% from the year before.

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,302.00 (-0.3%) Homeowner's exemption
2025	$3,312.00	$65,400 Land $9,100 Building $56,300	$125,167 Land $17,416 Building $107,751
2023		$65,400 Land $9,100 Building $56,300	$121,111 Land $16,852 Building $104,259
2019	$1,305.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 902 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1979–2011)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Severe Storms And Flooding, Jun 2006 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWEGO WD #2 serves 2,754 people · EPA ID NY5305672
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Empire Long Distance.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures