902 Locust St, Prophetstown, IL 61277 Property Records

Whiteside County property record for 902 Locust St, Prophetstown, IL 61277

Property Summary

Property TypeSingle Family Home
Lot Size0.608 acres (26,495 sqft)
OwnerIndividual Name on Record
Last Sale$92,000 (Jun 2019)
Tax Bill$1,838 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2105280003

Property Details

APN / Parcel Number

Primary APN2105280003
Alternative APN
  • 99277

Exterior

Lot Area26,495 sqft (0.608 acres)

Location & Zoning

Account Number99277
Street Address902 LOCUST ST
CityPROPHETSTOWN
StateIL
Zip61277-1400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAMSAY-SMITH & GREENE LOTS 1-2& SE 75 LOTS 10-11&12 BLK 20 96001X
Legal Block20
Legal Lot Number1-12
JurisdictionWHITESIDE IL
Township / Civil DivisionPROPHETSTOWN
Census Block Group2
Census Block2025
Census Tract700

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address902 LOCUST ST, PROPHETSTOWN, IL 61277-1400
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2019 · Amount on Record
Deed SaleJun 5, 2019 · Amount on Record
Prior SaleDec 15, 2003 · Amount on Record
Deed Document Number20192864
Record UpdatedOct 29, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateJun 5, 2019
Property Address902 LOCUST ST, PROPHETSTOWN, IL 61277-1400
Document Number0000002864
Instrument DateMay 29, 2019
Instrument2864
Transaction TypeTransfer
Record UpdatedJun 19, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$138.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 LOCUST ST PROPHETSTOWN IL 612771400, PROPHETSTOWN, IL 61277-1400

Mortgage

Document Number2865
DateJun 5, 2019
Instrument2865
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 4, 2049
Interest
Rate4.37%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionProphetstown Township
MunicipalityProphetstown City
Unified School DistrictProphetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,838.00$28,188 Land $6,745 Building $21,443
2024$84,564 Land $20,235 Building $64,329

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (1986–2026)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROPHETSTOWN
serves 1,946 people · EPA ID IL1950400
Water SourceGroundwater
Last State InspectionSep 2023
Lead8 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Mediacom Xtream
Cable
2,000 / 1,000
Strada Communications
Fiber
1,000 / 1,000

May also be available: Nextlink.

Nearby Properties on Locust St

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