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902 Locust St, Clermont, IA 52135 Property Records

Fayette County property record for 902 Locust St, Clermont, IA 52135

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,400 sqft · built 1994
Lot Size0.364 acres (15,840 sqft)
Owner2 Individual Names on Record
Last Sale$178,000 (Aug 2018)
Tax Bill$2,780 (2026)
Deeds & MortgagesSep 2018 Mortgage
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN0434280003

Property Details

APN / Parcel Number

Primary APN0434280003

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
1st Floor Area1,400 sqft
Basement Area1,400 sqft
Finished Basement1,150 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,840 sqft (0.364 acres)
Lot Dimensions132 ft deep x 120 ft wide
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area40 sqft
Deck Area144 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address902 LOCUST ST
CityCLERMONT
StateIA
Zip52135-8632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 3 & 4 BLK 75 CLERMONT
Legal SubdivisionTHOMPSON ADD CLERMONT
Legal Block75
Legal Lot Number3,4
JurisdictionFAYETTE IA
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2073
Census Tract80600

Owner

Source: Fayette County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 106, CLERMONT, IA 52135-0106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2018Deed of Trust, Mortgage
KERDNT BROTHERS BANK
Aug 10, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2018 · Amount on Record
Deed SaleAug 10, 2018 · Amount on Record
Prior SaleApr 24, 2015 · Amount on Record
Deed Document Number20182221
Deed Book / Page2018 / 2221
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address902 LOCUST ST, CLERMONT, IA 52135-8632
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000002583
DateSep 14, 2018
Book Page0000002018/0000002583
Instrument000000002583
Lender
NameKERDNT BROTHERS BANK
Agreement
AmountAmount Recorded
Term112 Months
DueJan 1, 2028

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAYETTE IA
Recording DateAug 10, 2018
Property Address902 LOCUST ST, CLERMONT, IA 52135-8632
Document Number02018/2221
Book / Page2018 / 2221
Instrument DateAug 10, 2018
Instrument000000002221
Transaction TypeTransfer
Record UpdatedOct 10, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 106, CLERMONT, IA 52135-0106

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
MunicipalityClermont City
Unified School DistrictNorth Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,780.00$211,870 (-) Land $17,100 Building $194,770$211,870 (-) Land $17,100 Building $194,770
2025$2,780.00 (+5.22%) Homeowner's exemption$211,870 (+13.22%) Land $17,100 Building $194,770$211,870 (+13.22%) Land $17,100 Building $194,770
2024$2,642.00 (+3.28%)
2023$187,130 (+24.36%) Land $17,100 Building $170,030$187,130 (+24.36%) Land $17,100 Building $170,030
2022$2,558.00 Homeowner's exemption$150,470 Land $14,250 Building $136,220
2021$150,470 Land $14,250 Building $136,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1993–2021)
Most Recent ClaimAug 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT WATER SUPPLY
serves 586 people · EPA ID IA3317047
Water SourceGroundwater
Last State InspectionMar 2024
Lead7 ppb (2023)
action level 15 ppb
Copper1.37 mg/L (2018–2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Acentek
Fiber		1,000 / 1,000
GigFire
Fixed Wireless		150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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