902 Locust Dr, Richmond, IN 47374 Property Records

Wayne County property record for 902 Locust Dr, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 2001
Lot Size	0.568 acres (24,742 sqft)
Owner	Individual Name on Record
Tax Bill	$2,651 (2025)
Deeds & Mortgages	Feb 2023 Refinance Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`029-03297-00`

Property Details

APN / Parcel Number

Primary APN	`029-03297-00`
Alternative APNs	`89-16-20-240-114.000-030` `462024011400029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	24,742 sqft (0.568 acres)
Lot Dimensions	250 ft deep x 99 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	462024011400029
Street Address	902 LOCUST DR
City	RICHMOND
State	IN
Zip	47374-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE SEC 20-14-1 0.565A TIF
Legal Range	1
Legal Township	14
Legal Section	20
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2004
Census Tract	400

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	902 LOCUST DR, RICHMOND, IN 47374-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST MERCHANTS BANK
Aug 4, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2022
Deed Sale	Aug 4, 2022
Deed Document Number	20228127
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	902 LOCUST DR, RICHMOND, IN 47374-1228
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023001033
Date	Feb 9, 2023
Instrument	2023001033

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Aug 4, 2022
Property Address	902 LOCUST DR, RICHMOND, IN 47374-1228
Document Number	2022008127
Instrument Date	Aug 1, 2022
Instrument	2022008127
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,651.00 (+4.62%)	$294,600 (+31.52%) Land $17,000 Building $277,600	$294,600 (+31.52%) Land $17,000 Building $277,600
2024	$2,534.00 (+51.28%)
2023		$224,000 (+36%) Land $12,600 Building $211,400	$224,000 (+36%) Land $12,600 Building $211,400
2022	$1,675.00	$164,700 Land $12,000 Building $152,700	$164,700 Land $12,000 Building $152,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Nearby Properties on Locust Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures