902 Lay Rd, Saint Louis, MO 63124 Property Records

St. Louis County property record for 902 Lay Rd, Saint Louis, MO 63124

Property Summary

Property Type	Parochial School, Private School
Lot Size	9.43 acres (410,771 sqft)
Owner	Company Name on File
Deeds & Mortgages	Jul 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19L-6-4-005-2`

Property Details

APN / Parcel Number

Primary APN	`19L-6-4-005-2`

Exterior

Lot Area	410,771 sqft (9.43 acres)
Lot Dimensions	642 ft deep x 631 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	484 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	902 LAY RD
City	SAINT LOUIS
State	MO
Zip	63124
Property Category	Other
Property Type	Other > Parochial School, Private School
Local Zoning Code	33B
Legal Description	FERGUSON FARM SUBD LOT PTS 10-11 W PART 10 E PART 11
Legal Subdivision	FERGUSON FARM SUBD
Legal Lot Number	10-11
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	4
Census Block	4009
Census Tract	215400

Owner

902 Lay Rd is owned by a company and is owner-occupied.

Source: St. Louis County records, as of February 12, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	900 LAY RD, SAINT LOUIS, MO 63124-1818
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 7, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 20, 2018
Property Address	902 LAY RD, SAINT LOUIS, MO 63124
Document Number	0231180901
Book / Page	023118 / 000901
Instrument Date	Jul 19, 2018
Instrument	134
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	900 LAY RD ST LOUIS MO 631241818, ST LOUIS, MO 63124-1818

Mortgage

Document Number	231180905
Date	Jul 20, 2018
Book Page	023118/000905
Instrument	135

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	Additional exemption filed	$1,870,940 Land $1,810,560 Building $60,380	$5,846,700 Land $5,658,000 Building $188,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Lay Rd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	30 (1979–2022)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 6 claims Severe Storms & Flooding, Aug 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Lay Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20