902 Lakepoint Rd, Alford, FL 32420 Property Records

Jackson County property record for 902 Lakepoint Rd, Alford, FL 32420

Property Summary

Property Type	Pasture
Details	4 bd · 2 ba · 2,728 sqft · built 1993
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Tax Bill	$1,851 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-3N-12-0000-0070-0000`

Property Details

APN / Parcel Number

Primary APN	`25-3N-12-0000-0070-0000`
Alternative APN	`12 N 325000000700000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,728 sqft Gross Area
1st Floor Area	1,320 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Architectural Style	Bungalow
Exterior Material	Wood Frame
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,742,400 sqft (40 acres)

Exterior Amenities

Porch	Slab
Patio Area	440 sqft
Shed	1 Shed
Shed Area	160 sqft
Stable	2,592 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Cistern

Location & Zoning

Street Address	902 LAKEPOINT RD
City	ALFORD
State	FL
Zip	32420-6938
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Legal Description	OR 156 P 545 OR 248 P 478 OR 507 P 978 OR 690 P 543 BEGIN AT NWC OF SE1/4 OF NW1/4 RUN S 88* E 1329.35 FT, S 1302.15 FT, W 1071.63 FT, S 49* W 183.47 FT TO NE SIDE OF HWY #231, N 42* W ALONG RTWY 211.95 FT, N 61* E 86.25 FT, N 1238.37 FT TO POB... OR
Legal Range	12W
Legal Township	03N
Legal Section	25
Legal Lot Number	70
Jurisdiction	JACKSON FL
Township / Civil Division	ALFORD
Census Block Group	3
Census Block	3006
Census Tract	211100

Owner

902 Lakepoint Rd, an agricultural property, is owned by an individual who acquired it in September 2026.

Source: Jackson County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	902 LAKEPOINT RD, ALFORD, FL 32420-6938
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Quit Claim Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 20, 2023	Deed of Trust, Mortgage · FHA Mortgage SPECIALIZED LOAN SERVICES LLC
Mar 8, 2018	Warranty Deed, Transfer · FHA Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2026
Deed Sale	Sep 8, 2026
Prior Sale	Mar 8, 2018 · Amount on File
Deed Document Number	202610889
Deed Book / Page	1940 / 669
Prior Transfer Date	Sep 1, 2026
Prior Transfer Doc	0000010889
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON FL
Recording Date	Sep 8, 2026
Property Address	902 LAKEPOINT RD, ALFORD, FL 32420-6938
Document Number	0000010889
Book / Page	1940 / 669
Instrument Date	Sep 1, 2026
Instrument	202610889
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 LAKEPOINT RD, ALFORD, FL 32420-6938

Mortgage

Document Number	0000010890,
Date	Sep 8, 2026
Instrument	202610890

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	902 LAKEPOINT RD, ALFORD, FL 32420-6938
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 LAKEPOINT RD, ALFORD, FL 32420-6938

Mortgage

Document Number	0017840134
Date	Mar 20, 2023
Book Page	1784/134
Instrument	202332002897

Lender

Name	SPECIALIZED LOAN SERVICES LLC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Mar 8, 2018
Property Address	902 LAKEPOINT RD, ALFORD, FL 32420-6938
Document Number	0015630734
Book / Page	1563 / 0734
Instrument Date	Mar 3, 2018
Instrument	201832002939
Transaction Type	Transfer
Record Updated	Jan 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1016 HUNTSVILLE RD, 1016, ODESSA, FL 33556-3848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16235 72ND RD N, LOXAHATCHEE, FL 33470-3113

Mortgage

Document Number	201832002940
Date	Mar 8, 2018
Instrument	201832002940

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 902 Lakepoint Rd was $1,851, up 2.9% from the year before.

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,851.00 (+2.95%)	$179,257 (+2.74%)	$356,538 (-0.7%) Land $140,500 Building $216,038
2024	$1,798.00 (+5.76%) Homeowner's exemption	$174,471 (+2.91%) Land $11,170 Building $163,301	$359,061 (+1.24%) Land $8,500 Building $350,561
2023	$1,700.00 (+10.03%) Homeowner's exemption	$169,545 (+2.8%)	$354,675 (+10.9%) Land $19,500 Building $335,175
2022	$1,545.00 Homeowner's exemption	$164,927 Land $11,000 Building $153,927	$319,826 Land $8,000 Building $311,826

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Lakepoint Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2018–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Lakepoint Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: Wildstar Networks.

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