902 Lake St, Alta, IA 51002 Property Records

Buena Vista County property record for 902 Lake St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,828 sqft · built 1986
Lot Size	0.463 acres (20,179 sqft)
Owner	Individual Name on File
Tax Bill	$4,492 (2025)
Deeds & Mortgages	Jun 2019 Refinance Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-331-013`

Property Details

APN / Parcel Number

Primary APN	`09-26-331-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,828 sqft Living Area
1st Floor Area	1,492 sqft
Basement Area	1,492 sqft
Finished Basement	575 sqft
Unfinished Basement	1,446 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,179 sqft (0.463 acres)
Lot Dimensions	224 ft deep x 90 ft wide
Garage Type	Mixed
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	902 LAKE ST
City	ALTA
State	IA
Zip	51002-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-00 ALTA CORP. GENTIS ADD.
Legal Subdivision	GENTIS ADD
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2047
Census Tract	960600

Owner

902 Lake St is owned and occupied by an individual.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	902 LAKE ST, ALTA, IA 51002-1622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HERITAGE BANK
Oct 10, 2022	Intrafamily Transfer, Transfer
Jul 25, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	902 LAKE ST, ALTA, IA 51002-1622
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000191320
Date	Jun 5, 2019
Instrument	191320

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2020

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUENA VISTA IA
Recording Date	Oct 10, 2022
Property Address	902 LAKE ST, ALTA, IA 51002-1622
Document Number	0000222771
Instrument Date	Sep 29, 2022
Instrument	222771
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 LAKE ST, ALTA, IA 51002-1622
Investor	Possibly a Property Investor

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Jul 25, 2019
Property Address	902 LAKE ST, ALTA, IA 51002-1622
Document Number	0000191783
Instrument Date	Jul 25, 2019
Instrument	191783
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 LAKE ST, ALTA, IA 51002-1622
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 902 Lake St was $4,492 with a homeowner's exemption, down 6.9% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,000 (+0.83%) Land $46,600 Building $270,400	$317,000 (+0.83%) Land $46,600 Building $270,400
2025	$4,492.00 (-6.88%) Homeowner's exemption	$314,390 Land $28,460 Building $285,930	$314,390 Land $28,460 Building $285,930
2024	$4,824.00
2023		$314,390 (+31.92%) Land $28,460 Building $285,930	$314,390 Land $28,460 Building $285,930
2022	$3,970.00 Homeowner's exemption	$238,320 Land $28,460 Building $209,860
2021			$238,320 Land $28,460 Building $209,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Lake St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Lake St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink.

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