902 King Carter Dr, Irvington, VA 22480 Property Records

Lancaster County property record for 902 King Carter Dr, Irvington, VA 22480

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,298 sqft · built 1970
Lot Size	2.37 acres (103,499 sqft)
Owner	Company Name on Record
Last Sale	$1,040,000 (Mar 2022)
Tax Bill	$32 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33 252`

Property Details

APN / Parcel Number

Primary APN	`33 252`
Alternative APN	`10181`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	1,733 sqft
1st Floor Area	1,298 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1999
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	103,499 sqft (2.37 acres)

Exterior Amenities

Porch	Slab
Porch Area	66 sqft
Deck Area	369 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	10181
Street Address	902 KING CARTER DR
City	IRVINGTON
State	VA
Zip	22480-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M1
Legal Description	THE WHARF AT CARTERS CREEK LOT B-3 2.376 AC LR22/866 LR21/2787-P
Legal Subdivision	THE WHARF AT CARTERS CREEK
Legal Lot Number	B-3
Jurisdiction	LANCASTER VA
Township / Civil Division	5
Census Block Group	2
Census Block	2005
Census Tract	30302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Irvington listed 2000 · 153 contributing resources · NRIS 00000895

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 8730, RICHMOND, VA 23226-0730
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · ARM CHESAPEAKE BANK
Mar 31, 2022	Warranty Deed, Transfer · Line of Credit UNITED BANK
Feb 5, 2021	Warranty Deed, Transfer · Conventional Mortgage CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Feb 5, 2021 · Amount on Record
Deed Document Number	2022866
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	902 KING CARTER DR, IRVINGTON, VA 22480-2501
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001670
Date	Jun 8, 2021
Instrument	210001670

Lender

Name	CHESAPEAKE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Mar 31, 2022
Property Address	902 KING CARTER DR, IRVINGTON, VA 22480-2501
Document Number	0220000866
Instrument Date	Mar 29, 2022
Instrument	220000866
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5607 GROVE AVE, RICHMOND, VA 23226-2101

Mortgage

Document Number	0220000867
Date	Mar 31, 2022
Instrument	220000867

Lender

Name	UNITED BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Feb 5, 2021
Property Address	902 KING CARTER DR, IRVINGTON, VA 22480-2501
Document Number	0210000367
Instrument Date	Feb 3, 2021
Instrument	210000367
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000368
Date	Feb 5, 2021
Instrument	210000368

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Municipality	Irvington Town
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32.00 (-78.52%)	$590,700 (+18.9%) Land $351,900 Building $238,800	$590,700 (+18.9%) Land $351,900 Building $238,800
2023	$149.00	$496,800 Land $336,900 Building $159,900	$496,800 Land $336,900 Building $159,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINGTON COMMUNITY OF private · serves 1,056 people · EPA ID VA4103550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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