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902 Karn Ter, Brunswick, MD 21716 Property Records

Frederick County property record for 902 Karn Ter, Brunswick, MD 21716

Property Summary

Property TypeSingle Family Home
Details5 ba · 4,552 sqft · built 2022
Lot Size0.188 acres (8,175 sqft)
Owner2 Individual Names on File
Last Sale$708,072 (Jan 2023)
Tax Bill$12,450 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Mar 2022 Sale
Flood ZoneZone X (minimal risk)
APN25-603858

Property Details

APN / Parcel Number

Primary APN25-603858
Alternative APN
  • 603858

Interior

Full Baths5 Baths
Stories2 Stories
Building Area4,552 sqft Living Area
Gross Area5,080 sqft
1st Floor Area1,904 sqft
Basement Area1,200 sqft
Finished Basement1,200 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,175 sqft (0.188 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area72 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number603858
Street Address902 KARN TER
CityBRUNSWICK
StateMD
Zip21716-1264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 BLK PP 8,175 SQ FT BRUNSWICK CROSSING
Legal SubdivisionBRUNSWICK CROSSING
Legal BlockPP
Legal Lot Number10
JurisdictionFREDERICK MD
Township / Civil Division25, BRUNSWICK
Census Block Group6
Census Block6010
Census Tract775302

Owner

902 Karn Ter is owned and occupied by two individuals who bought it in January 2023.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address902 KARN TER, BRUNSWICK, MD 21716-1264
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Deed, Subdivision Related Transfer · FHA Mortgage
EMBRACE HOME LOANS INC
Mar 28, 2022Special Warranty Deed, Transfer
STEWART TITLE, STEWART TITLE & ESCROW INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2023 · Amount on File
Deed SaleJan 12, 2023 · Amount on File
Deed Document Number20231824540
Deed Book / Page16294 / 421
Record UpdatedSep 20, 2026

January 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 12, 2023
Property Address902 KARN TER, BRUNSWICK, MD 21716-1264
Document Number0162940421
Book / Page16294 / 421
Map ReferenceMB 106 FO 124
Instrument DateOct 27, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 27, 2023
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,770.18
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address902 KARN TER, BRUNSWICK, MD 21716-1264

Mortgage

Document Number0016294427
DateJan 12, 2023
Instrument16294/427
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueNov 1, 2052

March 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK MD
Recording DateMar 28, 2022
Property Address902 KARN TER, BRUNSWICK, MD 21716-1264
Document Number0158180397
Book / Page15818 / 397
Instrument DateMar 21, 2022
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanySTEWART TITLE, STEWART TITLE & ESCROW INC

Transaction

AmountAmount on Record
Tax$3,921.95
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address6250 OLD DOBBIN LN STE 160, 160, COLUMBIA, MD 21045-4758

Tax Assessment & Valuation

The 2025 property tax bill for 902 Karn Ter was $12,450.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityBrunswick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$696,800$748,800 Land $152,100 Building $596,700
2025$12,450.00
2023$10,656.00$559,333$592,800 Land $91,000 Building $501,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Karn Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Karn Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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