Harrison County property record for 902 Howard Ave, Biloxi, MS 39530
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3.5 ba · 17,857 sqft · built 1945 |
| Lot Size | 0.897 acres (39,080 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $46,029 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1410L-04-005.000 |
| Primary APN | 1410L-04-005.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Units | 40 Units |
| Building Area | 17,857 sqft Adjusted Area |
| Gross Area | 15,555 sqft |
| 1st Floor Area | 11,274 sqft |
| 2nd Floor Area | 5,122 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Brick/Stone |
| Roof Material | Urethane Foam |
| Lot Area | 39,080 sqft (0.897 acres) |
| Lot Dimensions | 188 ft deep x 152 ft wide |
| Deck Area | 145 sqft |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 902 HOWARD AVE |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39530-4116 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | 152 X 188 IRR ON N SIDE HOWARD AVE BETWEEN CALAVETT AND COUEVAS ST |
| Legal Range | 09W |
| Legal Township | 07S |
| Legal Section | 33 |
| Legal Subdivision | CAILLAVERT STREET |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 3600 |
Source: Harrison County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 111 W SCENIC DR, PASS CHRISTIAN, MS 39571-4419 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 10, 2020 | Deed of Trust, Mortgage · Commercial Mortgage KEESLER FCU |
| Mar 12, 2021 | Deed of Trust, Mortgage · Commercial Mortgage TRUSTMARK NATIONAL BANK |
| Mar 25, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 902 HOWARD AVE, BILOXI, MS 39530-4116 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000087TJ2 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 2020-00087-T-J2 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 16, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 902 HOWARD AVE, BILOXI, MS 39530-4116 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20210001131TJ2 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021-0001131-T-J2 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Sep 10, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 902 HOWARD AVE, BILOXI, MS 39530-4116 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20220002362TJ2 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022-0002362-T-J2 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Mar 25, 2033 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,029.00 (+7.85%) | $411,822 (+5.88%) | $2,745,480 (+5.88%) Land $117,327 Building $2,628,153 |
| 2024 | $42,678.00 (-0.04%) | ||
| 2023 | $42,696.00 (+425.42%) | $388,966 | $2,593,110 Land $117,327 Building $2,475,783 |
| 2022 | $8,126.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 162 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 206 units insured incl. 44 condo units |
| Nearby Flood Claims | 179 (1978–2021) |
| Claims Outside the SFHA | 68 of 179 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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