902 Holmes St, Frankfort, KY 40601 Property Records

Franklin County property record for 902 Holmes St, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba
Lot Size	0.333 acres (14,500 sqft)
Owner	Individual Name on Record
Last Sale	$137,200 (Sep 2021)
Tax Bill	$1,643 (2025)
Deeds & Mortgages	Aug 2010 Mortgage Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`074-14-01-007.00`

Property Details

APN / Parcel Number

Primary APN	`074-14-01-007.00`
Alternative APN	`75264`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,500 sqft (0.333 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	75264
Street Address	902 HOLMES ST
City	FRANKFORT
State	KY
Zip	40601-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THORNHILL LOTS 1-2
Legal Subdivision	THORNHILL
Legal Phase	1
Legal Lot Number	1-2
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	1
Census Block	1018
Census Tract	71200

Owner

Source: Franklin County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	902 HOLMES ST, FRANKFORT, KY 40601-1311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2010	Deed of Trust, Mortgage FARMERS BANK & CAPITAL TRUST CO
Sep 13, 2021	Deed, Transfer · Conventional Mortgage STATEWIDE MORTGAGE LLC
Feb 5, 2016	Deed, Transfer · FHA Mortgage KEY MORTGAGE COMPANY INC
Jan 29, 2009	Special Warranty Deed, Transfer US TITLE
May 1, 2007	Warranty Deed, Transfer · Conventional Mortgage MORTGAGEIT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Feb 5, 2016 · Amount on Record
Deed Document Number	2021534182
Deed Book / Page	606 / 355
Record Updated	Oct 29, 2026

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	902 HOLMES ST, FRANKFORT, KY 40601-1311
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1178/220
Date	Aug 17, 2010
Book Page	M1178/220
Instrument	361520

Lender

Name	FARMERS BANK & CAPITAL TRUST CO
Type	Non-Lending Institution
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Aug 3, 2035

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Sep 13, 2021
Property Address	902 HOLMES ST, FRANKFORT, KY 40601-1311
Document Number	00D606/355
Book / Page	D606 / 355
Map Reference	MB 70 PG 334&335
Instrument Date	Sep 3, 2021
Instrument	534182
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15028 N PLEASANT HILL RD, MACY, IN 46951-8125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 HOLMES ST, FRANKFORT, KY 40601-1311

Mortgage

Document Number	0000534183
Date	Sep 13, 2021
Instrument	534183

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Feb 5, 2016
Property Address	902 HOLMES ST, FRANKFORT, KY 40601-1311
Document Number	00D559/425
Book / Page	D559 / 425
Map Reference	DD70 PG334-335
Instrument Date	Jan 26, 2016
Instrument	440785
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	561 MENOMINEE TRL, FRANKFORT, KY 40601-1619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 HARMONY LANDING CT, FRANKFORT, KY 40601-2679

Mortgage

Document Number	0000440786
Date	Feb 5, 2016
Instrument	440786

Lender

Name	KEY MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2046

Mortgage

Document Number	0M1368/028
Date	Feb 5, 2016
Book Page	M1368/028
Instrument	440787

Lender

Name	KEY MORTGAGE COMPANY INC
Type	Mortgage Company
Address	COLUMBIA, KY 42728

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2026

January 2009: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jan 29, 2009
Property Address	902 HOLMES ST, FRANKFORT, KY 40601-1311
Document Number	00D511/291
Book / Page	D511 / 291
Map Reference	DD70 PG334-335
Instrument Date	Jan 23, 2009
Instrument	339632
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	ONE WACKER DRIVE, CHICAGO, IL 60606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 MENOMINEE TRL, FRANKFORT, KY 40601-1619

May 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN KY
Recording Date	May 1, 2007
Property Address	902 HOLMES ST, FRANKFORT, KY 40601-1311
Document Number	00D498/701
Book / Page	D498 / 701
Map Reference	DB70 PG334-335
Instrument Date	Apr 25, 2007
Instrument	315387
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 1 S NE CASTILE, BURBANK, IL 60459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 HOLMES ST, FRANKFORT, KY 40601-1311

Mortgage

Document Number	0000315388
Date	May 1, 2007
Instrument	315388

Lender

Name	MORTGAGEIT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,643.00 (+0.24%)	$137,200 (-) Land $15,000 Building $122,200	$137,200 (-) Land $15,000 Building $122,200
2023	$1,639.00 (+0.92%)	$137,200 (-)	$137,200 (-)
2022	$1,624.00	$137,200	$137,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	13 (1978–1998)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Mar 1998 · rainfall accumulation
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims Severe Storms & Flooding, Feb 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

902 Holmes St, Frankfort, KY 40601 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2010: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2016: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

January 2009: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2007: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Holmes St

Nearby Streets

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