Effingham County property record for 902 Holiday Dr, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,008 sqft · built 1970 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $423,000 (Dec 2025) |
| Tax Bill | $2,304 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-001-038 |
| Primary APN | 03-16-001-038 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Base Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Street Address | 902 HOLIDAY DR |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-1728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40 & E 5FT LOT 41 NORTHMORE HEIGHTS 25004519 1730/251 1501/327 1497/27 1348/332 846/295 846/143 |
| Legal Subdivision | NORTHMORE HEIGHTS |
| Legal Lot Number | 40-41 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950700 |
902 Holiday Dr is owned and occupied by two individuals who bought it in December 2025.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 902 HOLIDAY DR, EFFINGHAM, IL 62401-1728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on File |
| Deed Sale | Dec 15, 2025 · Amount on File |
| Deed Document Number | 20254519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Dec 15, 2025 |
| Property Address | 902 HOLIDAY DR, EFFINGHAM, IL 62401-1728 |
| Document Number | 202525004519 |
| Map Reference | REC 4 PG 66 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 202525004519 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 902 HOLIDAY DR, EFFINGHAM, IL 62401-1728 |
| Document Number | 202525004520 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 202525004520 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
The 2025 property tax bill for 902 Holiday Dr was $2,304, down 8.1% from the year before.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,304.00 (-8.1%) | $40,840 (+10.02%) Land $11,940 Building $28,900 | $122,520 (+10.02%) Land $35,820 Building $86,700 |
| 2024 | $2,507.00 | $37,120 Land $10,850 Building $26,270 | $111,360 Land $32,550 Building $78,810 |
| 2022 | $2,072.00 | $30,960 Land $9,050 Building $21,910 | $92,880 Land $27,150 Building $65,730 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 902 Holiday Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 902 Holiday Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures