902 Harris Ave, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 902 Harris Ave, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,480 sqft · built 2020
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$727,900 (Feb 2021)
Tax Bill	$19,174 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`50-00227-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`50-00227-0000-00001`
Alternative APNs	`500022700001` `00002341`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,480 sqft Living Area
1st Floor Area	1,758 sqft
Upper Floors Area	1,758 sqft
Basement Area	1,094 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	105 ft deep x 100 ft wide
Garage Type	Basement
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00002341
Street Address	902 HARRIS AVE
City	UNION BEACH
State	NJ
Zip	07735-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Subdivision	HARRIS GARDENS
Legal Block	227
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	4
Census Block	4003
Census Tract	801800

Owner

902 Harris Ave is owned and occupied by two individuals who bought it in February 2021.

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	902 HARRIS AVE, UNION BEACH, NJ 07735-3504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed, Transfer · Conventional Mortgage REALFI HOME FUNDING CORP
Sep 17, 2018	Quit Claim Deed, Construction Loan · Line of Credit FINANCE OF AMERICA COM'L LLC
Mar 15, 2018	Grant Deed, Transfer ACRES LAND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2021 · Amount on File
Deed Sale	Feb 4, 2021 · Amount on File
Prior Sale	Mar 15, 2018 · Amount on File
Deed Document Number	202119292
Deed Book / Page	9479 / 4237
Prior Transfer Date	Sep 5, 2018
Prior Transfer Doc	0093121558
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 4, 2021
Property Address	902 HARRIS AVE, UNION BEACH, NJ 07735-3504
Document Number	0094794237
Book / Page	9479 / 4237
Instrument Date	Nov 23, 2020
Instrument	2021019292
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	TITLE LINK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,541.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 YELLOW BROOK RD, 5, HOLMDEL, NJ 07733-1970

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 HARRIS AVE, UNION BEACH, NJ 07735-3504

Mortgage

Document Number	2021019293
Date	Feb 4, 2021
Instrument	2021019293

Lender

Name	REALFI HOME FUNDING CORP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

September 2018: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 17, 2018
Property Address	902 HARRIS AVE, UNION BEACH, NJ 07735-3504
Document Number	0000091911
Book / Page	009312 / 001553
Instrument Date	Sep 5, 2018
Instrument	91911
Transaction Type	Construction Loan
Record Updated	Oct 4, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 YELLOW BROOK RD HOLMDEL NJ 077331970, HOLMDEL, NJ 07733-1970

Mortgage

Document Number	91912
Date	Sep 17, 2018
Book Page	009312/001558
Instrument	91912

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 16, 2019

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 15, 2018
Property Address	902 HARRIS AVE, UNION BEACH, NJ 07735-3504
Document Number	0000027412
Book / Page	009278 / 005416
Instrument Date	Mar 1, 2018
Instrument	27412
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	902 HARRIS AVE UNION BEACH NJ 077353504, UNION BEACH, NJ 07735-3504

Tax Assessment & Valuation

The 2025 property tax bill for 902 Harris Ave was $19,174, up 10.9% from the year before.

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$941,600 (+5.34%) Land $250,400 Building $691,200	$941,600 (+5.34%) Land $250,400 Building $691,200
2025	$19,174.00 (+10.92%)	$893,900 Land $227,200 Building $666,700	$893,900 Land $227,200 Building $666,700
2024	$17,286.00
2023		$793,900 Land $172,200 Building $621,700	$793,900 Land $172,200 Building $621,700
2022	$16,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Harris Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 197 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	197 in force
Nearby Flood Claims	344 (1978–2014)
Claims Outside the SFHA	24 of 344
Most Recent Claim	Nov 2014 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 205 claims Severe Storms And Flooding, Mar 2010 · 26 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 66 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Harris Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Harris Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures