902 Harbour Pointe Dr, New Bern, NC 28560 Property Records

Craven County property record for 902 Harbour Pointe Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 2024
Lot Size	0.368 acres (16,038 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (May 2025)
Tax Bill	$1,249 (2026)
Deeds & Mortgages	Feb 2026 Mortgage May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`2-017-3-360`

Property Details

APN / Parcel Number

Primary APN	`2-017-3-360`
Alternative APNs	`114143` `109136` `132976`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,038 sqft (0.368 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	132976
Street Address	902 HARBOUR POINTE DR
City	NEW BERN
State	NC
Zip	28560-8949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 360 SCT 16 HARBOUR POINTE III
Legal Subdivision	HARBOUR POINTE
Legal Lot Number	360
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	1
Census Block	1015
Census Tract	960101

Owner

902 Harbour Pointe Dr is owned and occupied by an individual who bought it in May 2025.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	902 HARBOUR POINTE DR, NEW BERN, NC 28560-8949
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE INC
May 1, 2025	Warranty Deed, Subdivision Related Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 16, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2025 · Amount on File
Deed Sale	May 1, 2025 · Amount on File
Prior Sale	Apr 16, 2024 · Amount on File
Deed Document Number	202510140075
Deed Book / Page	3835 / 1742
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	902 HARBOUR POINTE DR, NEW BERN, NC 28560-8949
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 HARBOUR POINTE DR, NEW BERN, NC 28560-8949

Mortgage

Document Number	03867/1921
Date	Feb 4, 2026
Book Page	3867/1921
Instrument	10151843

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	1 PERIMETER PARK S # 230, BIRMINGHAM, AL 35243

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

May 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 1, 2025
Property Address	902 HARBOUR POINTE DR, NEW BERN, NC 28560-8949
Document Number	03835/1742
Book / Page	3835 / 1742
Map Reference	CAB E SLS 1-11
Instrument Date	Apr 24, 2025
Instrument	10140075
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3113 TRENT RD, TRENT WOODS, NC 28562-5736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 HARBOUR POINTE DR, NEW BERN, NC 28560-8949

Mortgage

Document Number	0038351745
Date	May 1, 2025
Instrument	3835/1745

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 16, 2024
Property Address	902 HARBOUR POINTE DR, NEW BERN, NC 28560-8949
Document Number	03795/1382
Book / Page	3795 / 1382
Map Reference	CAB E SLS 1
Instrument Date	Dec 11, 2023
Instrument	10125094
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Tax	$64.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2990 BROAD ST, SUMTER, SC 29150-1855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 CHADWICK SHORES DR, SNEADS FERRY, NC 28460-9209
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 902 Harbour Pointe Dr was $1,249, up 149.3% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,249.00 (+149.3%)	$244,110 (-) Land $40,000 Building $204,110	$244,110 (-) Land $40,000 Building $204,110
2025	$501.00	$244,110 Land $40,000 Building $204,110	$244,110 Land $40,000 Building $204,110
2023	$119.00	$24,800 Land $24,800	$24,800 Land $24,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 902 Harbour Pointe Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 393 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	417 units insured incl. 24 condo units
Nearby Flood Claims	446 (1982–2018)
Claims Outside the SFHA	9 of 446
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 253 claims Hurricane Irene, Aug 2011 · 94 claims Hurricane Fran, Sep 1996 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Harbour Pointe Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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