Franklin County property record for 902 Gem St, Winchester, TN 37398
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 2,070 sqft · built 2005 |
| Lot Size | 0.354 acres (15,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $32,000 (Aug 2014) |
| Tax Bill | $461 (2022) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 026075F A 01400 |
| Primary APN | 026075F A 01400 |
|---|---|
| Alternative APN |
|
| Building Area | 2,070 sqft Living Area |
|---|---|
| 1st Floor Area | 2,070 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 15,400 sqft (0.354 acres) |
| Lot Dimensions | 200 ft deep x 77 ft wide |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 436 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Utility Building | 1 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 902 GEM ST |
|---|---|
| City | WINCHESTER |
| State | TN |
| Zip | 37398-2044 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: W04 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 960500 |
Source: Franklin County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 902 GEM ST, WINCHESTER, TN 37398-2044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2014 · Amount on Record |
| Deed Sale | Aug 1, 2014 · Amount on Record |
| Prior Sale | Feb 4, 2014 · Amount on Record |
| Deed Document Number | 20143986 |
| Deed Book / Page | 399 / 334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 902 GEM ST, WINCHESTER, TN 37398-2044 |
| Document Number | 0000000724 |
| Instrument Date | Feb 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2019 |
| Title Company | SOVEREIGN TITLE AND ESCROW LLC, SOVEREIGN TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 902 GEM ST WINCHESTER TN 373982044, WINCHESTER, TN 37398-2044 |
| Document Number | 0000000724 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 001277/000707 |
| Instrument | 724 |
| Name | FRANKLIN COUNTY FINANCIAL SERVICES LLC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 7, 2024 |
Source: Franklin County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Municipality | Winchester City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,250 (-) Land $1,675 Building $16,575 | ||
| 2023 | $18,250 Land $1,675 Building $16,575 | ||
| 2022 | $461.00 | $73,000 Land $6,700 Building $66,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER SYSTEM serves 25,683 people · EPA ID TN0000754 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Point Broadband.
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