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902 Frances Cir, Clanton, AL 35045 Property Records

Chilton County property record for 902 Frances Cir, Clanton, AL 35045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,004 sqft · built 2003
Lot Size0.43 acres (18,767 sqft)
Owner2 Individual Names on File
Tax Bill$954 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN1009310003015000

Property Details

APN / Parcel Number

Primary APN1009310003015000
Alternative APNs
  • 55435
  • 8246

Interior

Full Baths2 Baths
Plumbing Fixtures4 Plumbing Fixtures
Stories1 Story
Building Area2,004 sqft Adjusted Area
1st Floor Area2,004 sqft
Basement Area2,631 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area18,767 sqft (0.43 acres)
Lot Dimensions180 ft deep x 104 ft wide
Garage Area600 sqft
Parking Spaces2 Parking Spaces
Pool Area600 sqft
PorchSlab
Porch Area230 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number8246
Street Address902 FRANCES CIR
CityCLANTON
StateAL
Zip35045-8438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT SE COR LOT 15 BLK 1 OLD ACRES SD MB 4 PG 122 N ALG E/
Legal Range15
Legal Township22
Legal Section31
Legal SubdivisionOLD ACRES S D
Legal Block1
Legal Lot Number15
JurisdictionCHILTON AL
Township / Civil DivisionCLANTON
Census Block Group4
Census Block4000
Census Tract60101

Owner

Source: Chilton County records · APN 1009310003015000

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address902 FRANCES CIR, CLANTON, AL 35045-8438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Deed of Trust, Mortgage · VA Mortgage
FIRST FEDERAL LENDING
Jul 05, 2022Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 03, 2007
Deed SaleJul 03, 2007
Deed Document Number2007133059
Deed Book / Page2007 / 133059
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHILTON AL
Recording DateJun 16, 2026
Property Address902 FRANCES CIR, CLANTON, AL 35045-8438
Document Number0000275614
Book / Page2026 / 275614
Instrument DateJun 02, 2026
Instrument2026275614
Transaction TypeMortgage
Record UpdatedJul 20, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 FRANCES CIR, CLANTON, AL 35045-8438

Mortgage

Document Number0000275614,
DateJun 16, 2026
Book Page2026/275614
Instrument2026275614
Lender
NameFIRST FEDERAL LENDING
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term325 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHILTON AL
Property Address902 FRANCES CIR, CLANTON, AL 35045-8438
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberR2022/246988
DateJul 05, 2022
Book PageR2022/246988
Instrument246988
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052

Tax Assessment & Valuation

Source: Chilton County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateAlabama
CountyChilton County
MunicipalityClanton City
Unified School DistrictChilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$954.00 (-2.25%)$48,180 (-2.07%) Land $5,000 Building $43,180$240,900 (-2.07%) Land $25,000 Building $215,900
2024$976.00 (-1.11%) Additional exemption filed$49,200 (-1.05%) Land $5,000 Building $44,200
2023$987.00 (+25.89%)$49,720 (+146.99%) Land $5,000 Building $44,720$246,000 (+22.21%) Land $25,000 Building $221,000
2022$784.00$20,130 Land $2,750 Building $17,380$201,300 Land $27,500 Building $173,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chilton County (01021C), updated October 18, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010210601014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1990)
Claims Outside the SFHA3 of 3
Most Recent ClaimMar 1990, river or lake flooding, Severe Storms, Tornadoes & Flooding
Claims By Storm
  • Severe Storms, Tornadoes & Flooding, Mar 1990 · 3 claims

Wildfire

Wildfire RiskLow
above 38% of the US · above 25% of Alabama
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Central AccessFiber2,000 / 2,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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