902 Evernia St, Sebastian, FL 32958 Property Records

Indian River County property record for 902 Evernia St, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,662 sqft · built 1993
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Tax Bill	$1,692 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-14-00002-1610-00028.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-14-00002-1610-00028.0`
Alternative APN	`20249`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,662 sqft Living Area
Gross Area	2,452 sqft
1st Floor Area	1,662 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 90 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	630 sqft
Porch	Screened Porch
Porch Area	546 sqft
Patio Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	902 EVERNIA ST
City	SEBASTIAN
State	FL
Zip	32958-5174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 05 BLK 161 LOT 28 PBI 5-102
Legal Range	38E
Legal Township	31S
Legal Section	14
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 5
Legal Block	161
Legal Lot Number	28
Legal Unit	5
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1063
Census Tract	50807

Owner

Source: Indian River County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	902 EVERNIA ST, SEBASTIAN, FL 32958-5174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 17, 2025	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 17, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 17, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 1, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jun 1, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 19, 2025
Transfer Doc	0038252298
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Recording Date	May 5, 2026
Property Address	902 EVERNIA ST, SEBASTIAN, FL 32958-5174
Document Number	0000021350
Book / Page	3857 / 1649
Instrument Date	Apr 30, 2026
Instrument	202621350
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 EVERNIA ST, SEBASTIAN, FL 32958-5174
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021350,
Date	May 5, 2026
Book Page	3857/1649
Instrument	202621350

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 17, 2025
Property Address	902 EVERNIA ST, SEBASTIAN, FL 32958-5174
Document Number	0038252296
Book / Page	3825 / 2296
Map Reference	MB 5 PG 102
Instrument Date	Dec 13, 2025
Instrument	3120250061759
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8508W SYMOHONY COOP #204204, 204204, LAKE CITY, FL 32025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 EVERNIA ST, SEBASTIAN, FL 32958-5174

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 17, 2025
Property Address	902 EVERNIA ST, SEBASTIAN, FL 32958-5174
Document Number	0038252300
Book / Page	3825 / 2300
Map Reference	MB 5 PG 102
Instrument Date	Nov 19, 2025
Instrument	3120250061761
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 SW NANTUCKET PL, FORT WHITE, FL 32038-2613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 EVERNIA ST, SEBASTIAN, FL 32958-5174

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 17, 2025
Property Address	902 EVERNIA ST, SEBASTIAN, FL 32958-5174
Document Number	0038252298
Book / Page	3825 / 2298
Map Reference	MB 5 PG 102
Instrument Date	Nov 19, 2025
Instrument	3120250061760
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 SW NANTUCKET PL, FORT WHITE, FL 32038-2613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 EVERNIA ST, SEBASTIAN, FL 32958-5174

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	902 EVERNIA ST, SEBASTIAN, FL 32958-5174
Document Number	0030310778
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 EVERNIA ST SEBASTIAN FL 329585174, SEBASTIAN, FL 32958-5174

Mortgage

Document Number	0030310778
Date	Jun 8, 2017
Book Page	003031/000778
Instrument	33126

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	852 Months
Due	Jun 7, 2088

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	902 EVERNIA ST, SEBASTIAN, FL 32958-5174
Document Number	0030310794
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 EVERNIA ST SEBASTIAN FL 329585174, SEBASTIAN, FL 32958-5174

Mortgage

Document Number	0030310794
Date	Jun 8, 2017
Book Page	003031/000794
Instrument	33127

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	852 Months
Due	Jun 7, 2088

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,692.00 (+31.98%) Homeowner's exemption Widower's exemption	$115,237 (+5.99%)	$323,648 (+5.31%) Land $68,850 Building $254,798
2023	$1,282.00 (-0.62%)	$108,728 (+3%)	$307,330 (+11.96%) Land $51,638 Building $255,692
2022	$1,290.00	$105,561	$274,503 Land $39,015 Building $235,488

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	6 (1979–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2017
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile.

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