902 Emma Dr, Holly, MI 48442 Property Records

Oakland County property record for 902 Emma Dr, Holly, MI 48442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 1959
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Aug 2018)
Tax Bill	$3,103 (2025)
Deeds & Mortgages	May 2022 Second Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`IH-01-28-451-008`

Property Details

APN / Parcel Number

Primary APN	`IH-01-28-451-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	1,486 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	902 EMMA DR
City	HOLLY
State	MI
Zip	48442-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T5N, R7E, SEC 28 HOLLY FARMS NO 1 LOT 36
Legal Range	07E
Legal Township	05N
Legal Section	28
Legal Subdivision	HOLLY FARMS
Legal Lot Number	36
Jurisdiction	OAKLAND MI
Township / Civil Division	HOLLY
Census Block Group	5
Census Block	5000
Census Tract	124500

Owner

902 Emma Dr is owned and occupied by an individual who bought it in August 2018.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	902 EMMA DR, HOLLY, MI 48442-1235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIBE CU
May 15, 2020	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE 1 AT SUBURBAN
Aug 28, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 14, 2017	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2018 · Amount on File
Deed Sale	Aug 28, 2018 · Amount on File
Deed Document Number	2018142428
Deed Book / Page	52131 / 520
Prior Transfer Date	Jun 7, 1997
Prior Transfer Doc	0000122795
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	902 EMMA DR, HOLLY, MI 48442-1235
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 EMMA DR, HOLLY, MI 48442-1235

Mortgage

Document Number	0000379943
Date	May 10, 2022
Book Page	57758/463
Instrument	379943

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2032

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	902 EMMA DR, HOLLY, MI 48442-1235
Document Number	0000098922
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 EMMA DR HOLLY MI 484421235, HOLLY, MI 48442-1235

Mortgage

Document Number	0000098922
Date	May 21, 2020
Book Page	054243/000545
Instrument	98922

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 20, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 28, 2018
Property Address	902 EMMA DR, HOLLY, MI 48442-1235
Document Number	0000142428
Book / Page	52131 / 00520
Map Reference	LB 94 PG 4
Instrument Date	Aug 20, 2018
Instrument	142428
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,272.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 EMMA DR, 902, HOLLY, MI 48442-1235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 EMMA DR, HOLLY, MI 48442-1235

Mortgage

Document Number	0000142429
Date	Aug 28, 2018
Instrument	142429

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 14, 2017
Property Address	902 EMMA DR, HOLLY, MI 48442-1235
Document Number	0000047005
Book / Page	050468 / 000523
Instrument Date	Mar 10, 2017
Instrument	47005
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	CISLO TITLE, CISIO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5982 ASHWOOD CT CLARKSTON MI 483463180, CLARKSTON, MI 48346-3180

Mortgage

Document Number	47006
Date	Mar 14, 2017
Book Page	050468/000525
Instrument	47006

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 13, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 902 Emma Dr was $3,103 with a homeowner's exemption, up 53.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Holly Township
Municipality	Holly Village
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,103.00 (+53.84%) Homeowner's exemption	$102,310	$204,620
2024	$2,017.00
2023		$87,600	$175,200
2021	$1,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Emma Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Emma Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF HOLLY serves 8,557 people · EPA ID MI0003200
Water Source	Groundwater
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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