Orange County property record for 902 Emerald Bay, Laguna Beach, CA 92651
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,401 sqft · built 1969 |
| Lot Size | 0.195 acres (8,475 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,517 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-032-04 |
| Primary APN | 053-032-04 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,401 sqft Living Area |
| 1st Floor Area | 3,401 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Lot Area | 8,475 sqft (0.195 acres) |
| Garage Area | 682 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 902 EMERALD BAY |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-1239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 1092 BLK LOT 119 |
| Legal Tract | 1092 |
| Legal Lot Number | 119 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 62656 |
902 Emerald Bay is owner-occupied and held in a trust since May 1994.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 902 EMERALD BAY, LAGUNA BEACH, CA 92651-1239 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 4, 1994 |
| Transfer Doc | 0000326726 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 902 Emerald Bay was $2,517 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $257,615 (+2%) Land $112,554 Building $145,061 | |
| 2025 | $2,517.00 Homeowner's exemption | $252,564 Land $110,347 Building $142,217 |
| 2023 | $2,408.00 (+1.95%) Homeowner's exemption | $242,757 Land $106,061 Building $136,696 |
| 2022 | $2,362.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 902 Emerald Bay in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 902 Emerald Bay is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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