Berrien County property record for 902 Eagle Point Dr, Saint Joseph, MI 49085 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,323 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2008) |
| Tax Bill | $4,469.00 (2025) |
Source: Berrien County records · APN 18-1750-0001-00-9
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 902 EAGLE POINTE DR, SAINT JOSEPH, MI 49085-2837 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 27, 2016 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) EDGEWATER BANK |
| Nov 12, 2009 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK NA |
| Sep 02, 2008 | Warranty Deed, Transfer HSBC MORTGAGE CORPORATION USA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 02, 2008 · Amount on Record |
| Deed Sale | Sep 02, 2008 · Amount on Record |
| Prior Sale | Apr 25, 2001 · Amount on Record |
| Deed Book / Page | 2856 / 2021 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 902 EAGLE POINTE DR, SAINT JOSEPH, MI 49085-2837 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03140/0923 |
|---|---|
| Date | Jun 27, 2016 |
| Book Page | 3140/0923 |
| Name | EDGEWATER BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.61% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.61% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.61% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 902 EAGLE POINTE DR, SAINT JOSEPH, MI 49085-2837 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02903/1472 |
|---|---|
| Date | Nov 12, 2009 |
| Book Page | 2903/1472 |
| Name | HORIZON BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 21, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 02, 2008 |
| Property Address | 902 EAGLE POINTE DR, SAINT JOSEPH, MI 49085-2837 |
| Document Number | 02856/2021 |
| Book / Page | 2856 / 2021 |
| Map Reference | LB70 PG1 |
| Instrument Date | Aug 20, 2008 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2026 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,021.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 902 EAGLE POINT DR, SAINT JOSEPH, MI 49085-2837 |
| Investor | Possibly a Property Investor |
| Document Number | 0028562022 |
|---|---|
| Date | Sep 02, 2008 |
| Instrument | 2856/2022 |
| Name | HSBC MORTGAGE CORPORATION USA |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 01, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Sep 01, 2011 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 12% |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | St. Joseph Charter Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,100 (+28.2%) | $428,200 (+28.2%) | |
| 2025 | $4,469.00 (+13.43%) | ||
| 2023 | $167,000 | $334,000 | |
| 2022 | $3,940.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 18-1750-0001-00-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,323 sqft Living Area |
| 1st Floor | 1,323 sqft 1st Floor |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Condo/Apartment Style |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 406 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 902 EAGLE POINTE DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-2837 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | UNIT 1 EAGLE POINTE HARBOR CLUB BLDG A LIBER 70 PAGE 1 |
| Legal Subdivision | EAGLE POINTE HARBOR CLUB |
| Legal Unit | 1 |
| Jurisdiction | BERRIEN MI |
| Minor Civil Division | ST. JOSEPH |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 1100 |
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