902 E Plate Dr, Palatine, IL 60074 Property Records

Cook County property record for 902 E Plate Dr, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,224 sqft · built 1965
Lot Size	0.198 acres (8,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Oct 2025)
Tax Bill	$8,299 (2023)
Deeds & Mortgages	Dec 2024 Line of Credit Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-13-114-016`

Property Details

APN / Parcel Number

Primary APN	`02-13-114-016`
Alternative APN	`02-13-114-016-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1966
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,610 sqft (0.198 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	902 E PLATE DR
City	PALATINE
State	IL
Zip	60074-7138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WINSTON) PARK (NORTHWEST)(UNIT4) SUB IN SEC 13 & SEC 12-42-10
Legal Range	10E
Legal Township	42N
Legal Section	12
Legal Subdivision	WINSTON PARK NORTHWEST UNIT4
Legal Block	54
Legal Lot Number	16
Legal Unit	4
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	1
Census Block	1001
Census Tract	803607

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	902 E PLATE DR, PALATINE, IL 60074-7138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2024	Deed of Trust, Mortgage · Line of Credit VILLAGE BANK & TRUST
Oct 6, 2025	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Oct 3, 2001 · Amount on Record
Deed Document Number	202530131
Prior Transfer Date	Dec 16, 1993
Prior Transfer Doc	0000000505
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	902 E PLATE DR, PALATINE, IL 60074-7138
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035820088
Date	Dec 23, 2024
Instrument	2435820088

Lender

Name	VILLAGE BANK & TRUST
Type	Bank
Address	ARLINGTON HEIGHTS, IL 60004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Change Frequency	Monthly

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Oct 6, 2025
Property Address	902 E PLATE DR, PALATINE, IL 60074-7138
Document Number	0027930131
Map Reference	DOC 19020710
Instrument Date	Oct 3, 2025
Instrument	2527930131
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	902 E PLATE DR, PALATINE, IL 60074-7138

Mortgage

Document Number	0027930132
Date	Oct 6, 2025
Instrument	2527930132

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate	6.55%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jan 16, 2020
Property Address	902 E PLATE DR, PALATINE, IL 60074-7138
Document Number	2001616059
Instrument Date	May 31, 2019
Instrument	1616059
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	902 E PLATE DR PALATINE IL 600747138, PALATINE, IL 60074-7138

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,001 (+32.36%) Land $8,180 Building $36,821	$450,010 (+32.36%) Land $81,800 Building $368,210
2023	$8,299.00 (+4.08%) Homeowner's exemption Senior Citizen's exemption	$34,000 (-) Land $6,888 Building $27,112	$340,000 (-) Land $68,880 Building $271,120
2022	$7,974.00 Homeowner's exemption Senior Citizen's exemption	$34,000 Land $6,888 Building $27,112	$340,000 Land $68,880 Building $271,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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