902 E Main St, Saltville, VA 24370 Property Records

Smyth County property record for 902 E Main St, Saltville, VA 24370

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,001 sqft · built 1950
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$509 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28A8-5-58`

Property Details

APN / Parcel Number

Primary APN	`28A8-5-58`
Alternative APN	`33324`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,001 sqft Living Area
Gross Area	1,288 sqft
1st Floor Area	1,001 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Roof Type	Gable
Lot Area	10,019 sqft (0.23 acres)
Porch	Porch
Porch Area	187 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	33324
Street Address	902 E MAIN ST
City	SALTVILLE
State	VA
Zip	24370-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E MAIN ST LOT 58 PL A 28A8 5 58
Legal Subdivision	C P ATKINS SUB
Legal Lot Number	58
Jurisdiction	SMYTH VA
Township / Civil Division	SALTVILLE
Census Block Group	3
Census Block	3039
Census Tract	30200

Owner

Source: Smyth County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	902 E MAIN ST, SALTVILLE, VA 24370-3205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF MARION
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 16, 2023	Intrafamily Transfer, Transfer
Sep 4, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY
Feb 15, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance BRANCH BANKING & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 16, 2023
Transfer Doc	001096/487
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Recording Date	Aug 7, 2026
Property Address	902 E MAIN ST, SALTVILLE, VA 24370-3205
Document Number	0000001809
Book / Page	1113 / 8574
Instrument Date	Jul 17, 2026
Instrument	20261809
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 E MAIN ST, SALTVILLE, VA 24370-3205

Mortgage

Document Number	0000001809,
Date	Aug 7, 2026
Book Page	1113/8574
Instrument	20261809

Lender

Name	BANK OF MARION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2056

Interest

Rate Type	Fixed Rate
Rate	6.69%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	902 E MAIN ST, SALTVILLE, VA 24370-3205
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 E MAIN ST, SALTVILLE, VA 24370-3205

Mortgage

Document Number	01112/3309
Date	Sep 5, 2025
Book Page	1112/3309
Instrument	250001921

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SMYTH VA
Recording Date	Feb 16, 2023
Property Address	902 E MAIN ST, SALTVILLE, VA 24370-3205
Document Number	001096/487
Book / Page	1096 / 487
Instrument Date	Feb 16, 2023
Instrument	230000299
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 E MAIN ST, SALTVILLE, VA 24370-3205

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	902 E MAIN ST, SALTVILLE, VA 24370-3205
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001041/110
Date	Sep 4, 2019
Book Page	1041/110
Instrument	190002066

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	902 E MAIN ST, SALTVILLE, VA 24370-3205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BLUE RIDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170000413
Date	Feb 15, 2017
Instrument	170000413

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Municipality	Saltville Town
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$509.00 (+17.01%)	$73,800 (-) Land $12,000 Building $61,800	$73,800 (-) Land $12,000 Building $61,800
2025	$435.00 (+38.1%)	$73,800 (+73.24%) Land $12,000 Building $61,800	$73,800 (+73.24%) Land $12,000 Building $61,800
2023	$315.00	$42,600 Land $10,000 Building $32,600	$42,600 Land $10,000 Building $32,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (2001–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	May 2017 · other causes
Claims by Event	Severe Storms And Flooding, Nov 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 71% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SALTVILLE serves 2,204 people · EPA ID VA1173723
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb
Copper	1.36 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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