902 E Hwy 50, O Fallon, IL 62269 Property Records

St. Clair County property record for 902 E Hwy 50, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,420 sqft · built 1926
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Nov 2008)
Tax Bill	$4,389 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2020 Mortgage
APN	`04-32-0-200-047`

Property Details

APN / Parcel Number

Primary APN	`04-32-0-200-047`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
Basement Area	1,420 sqft
Unfinished Basement	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	63,598 sqft (1.46 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	224 sqft

Location & Zoning

Street Address	902 E HIGHWAY 50
City	O FALLON
State	IL
Zip	62269-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFALLON TWP SEC 32 LOT/SEC-32-SUBL/TWP-2N-BLK/RG-7W PT LOT 2 BK A02133415
Legal Range	07W
Legal Township	02N
Legal Section	32
Legal Subdivision	OFALLON TWP
Legal Block	200
Legal Lot Number	2
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1006
Census Tract	504352

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	902 E HIGHWAY 50, O FALLON, IL 62269-2813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Nov 5, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2008 · Amount on Record
Deed Sale	Nov 17, 2008 · Amount on Record
Deed Document Number	20082133415
Prior Transfer Date	Nov 14, 2008
Prior Transfer Doc	0002133415
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Jun 10, 2026
Property Address	902 E HIGHWAY 50, O FALLON, IL 62269-2813
Document Number	0002886123
Instrument Date	Jun 3, 2026
Instrument	20262886123
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 E HIGHWAY 50, O FALLON, IL 62269-2813
Investor	Possibly a Property Investor

Mortgage

Document Number	0002886123,
Date	Jun 10, 2026
Instrument	20262886123

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2066

Interest

Rate Type	Fixed Rate
Rate	8%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	902 E HIGHWAY 50, O FALLON, IL 62269-2813
Document Number	00A2677655
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	902 E HIGHWAY 50 O FALLON IL 622692813, O FALLON, IL 62269-2813

Mortgage

Document Number	00A2677655
Date	Nov 30, 2020
Instrument	2677655

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,389.00 (+9.42%) Homeowner's exemption	$66,901 (+9.62%) Land $11,136 Building $55,765	$200,703 (+9.62%) Land $33,408 Building $167,295
2024	$4,011.00	$61,030 (+22.55%) Land $10,159 Building $50,871	$183,090 (+22.55%) Land $30,477 Building $152,613
2022		$49,801 Land $8,290 Building $41,511	$149,403 Land $24,870 Building $124,533

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: ClearWave.

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