902 E Elma St, Ontario, CA 91764 Property Records

San Bernardino County property record for 902 E Elma St, Ontario, CA 91764

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 1,614 sqft · built 1928
Lot Size	0.154 acres (6,704 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Dec 2018)
Tax Bill	$5,213 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1048-492-01-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-492-01-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,614 sqft Living Area
Gross Area	2,078 sqft
1st Floor Area	1,614 sqft
Family Room	Family Room

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,704 sqft (0.154 acres)
Lot Dimensions	126 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio/Porch
Porch Area	105 sqft
Patio Area	105 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	902 E ELMA ST
City	ONTARIO
State	CA
Zip	91764-4306
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	TRACT 2079 LOT 13 BLOCK 3
Legal Subdivision	TRACT NO 2079
Legal Tract	2079
Legal Block	3
Legal Lot Number	13
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1001
Census Tract	1503

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1580 N VIEWCREST DR, AZUSA, CA 91702-1534
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Jun 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 20, 2018	Affidavit of Death, Transfer OLD REPUBLIC TITLE
Dec 20, 2018	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2018 · Amount on Record
Deed Sale	Dec 20, 2018 · Amount on Record
Prior Sale	Jan 11, 2010 · Amount on Record
Deed Document Number	2018469358
Last Transfer Date	May 12, 2020
Transfer Doc	0000192962
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	902 E ELMA ST, ONTARIO, CA 91764-4306
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 N VIEWCREST DR, AZUSA, CA 91702-1534

Mortgage

Document Number	0000291694
Date	Jun 28, 2021
Instrument	2021-0291694

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	902 E ELMA ST, ONTARIO, CA 91764-4306
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127340
Date	Apr 13, 2020
Instrument	2020-0127340

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 11, 2020
Property Address	902 E ELMA ST, ONTARIO, CA 91764-4306
Document Number	0000192962
Instrument Date	May 12, 2020
Instrument	192962
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1580 N VIEWCREST DR AZUSA CA 917021534, AZUSA, CA 91702-1534

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 20, 2018
Property Address	902 E ELMA ST, ONTARIO, CA 91764-4306
Document Number	0000469357
Instrument Date	Nov 13, 2018
Instrument	469357
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 RODARTE PL PLACENTIA CA 928708239, PLACENTIA, CA 92870-8239

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 20, 2018
Property Address	902 E ELMA ST, ONTARIO, CA 91764-4306
Document Number	0000469358
Map Reference	MB 30 PG 27
Instrument Date	Nov 6, 2018
Instrument	2018-0469358
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1580 N VIEWCREST DR, AZUSA, CA 91702-1534

Mortgage

Document Number	0000469359
Date	Dec 20, 2018
Instrument	2018-0469359

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$483,578 (+2%) Land $170,676 Building $312,902
2025	$5,213.00 (+5.29%)	$474,096 (+4.04%) Land $167,329 Building $306,767
2023	$4,951.00 (+1.33%)	$455,686 Land $160,831 Building $294,855
2022	$4,886.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on E Elma St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures