902 E Cindy St, Carbondale, IL 62901 Property Records

Jackson County property record for 902 E Cindy St, Carbondale, IL 62901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,536 sqft · built 1958
Lot Size	0.327 acres (14,285 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,730 (2025)
Deeds & Mortgages	Oct 2022 Refinance May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-22-181-011`

Property Details

APN / Parcel Number

Primary APN	`15-22-181-011`
Alternative APN	`15-22-181-011-0040`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Base Area
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	14,285 sqft (0.327 acres)
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Driveway Area	400 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	902 E CINDY ST
City	CARBONDALE
State	IL
Zip	62901-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 CRESTVIEW 945/606
Legal Subdivision	CRESTVIEW
Legal Lot Number	8
Jurisdiction	JACKSON IL
Township / Civil Division	CARBONDALE
Census Block Group	3
Census Block	3006
Census Tract	11200

Owner

Source: Jackson County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	902 E CINDY ST, CARBONDALE, IL 62901-3318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SOUTHERN BANK
May 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF CARBONDALE
Oct 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CARBONDALE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	902 E CINDY ST, CARBONDALE, IL 62901-3318
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004542
Date	Oct 4, 2022
Instrument	2022R004542

Lender

Name	FIRST SOUTHERN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2032

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	902 E CINDY ST, CARBONDALE, IL 62901-3318
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002939
Date	May 28, 2021
Instrument	2021R002939

Lender

Name	BANK OF CARBONDALE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	902 E CINDY ST, CARBONDALE, IL 62901-3318
Document Number	0000005830
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	902 E CINDY ST CARBONDALE IL 629013318, CARBONDALE, IL 62901-3318

Mortgage

Document Number	0000005830
Date	Nov 9, 2018
Instrument	5830

Lender

Name	BANK OF CARBONDALE
Type	Bank
Address	CARBONDALE, IL 62901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 8, 2028

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jackson County
County Subdivision	Carbondale Township
Municipality	Carbondale City
Elementary School District	Carbondale Elementary School District 95 (PK - 08)
Secondary School District	Carbondale Community High School District 165 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,730.00 (+5.69%) Homeowner's exemption Senior Citizen's exemption	$35,780 (+27.1%) Land $3,789 Building $31,991	$107,340 (+27.1%) Land $11,367 Building $95,973
2024	$2,583.00 (-6.24%)
2022	$2,755.00 Homeowner's exemption	$28,152 Land $2,981 Building $25,171	$84,456 Land $8,943 Building $75,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1990–2017)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Apr 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARBONDALE serves 22,107 people · EPA ID IL0770150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025 Turbidity resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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