Bay County property record for 902 E 26th St, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,153 sqft · built 1950 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,835 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11565-000-000 |
| Primary APN | 11565-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,153 sqft Heated Area |
| Gross Area | 2,009 sqft |
| 1st Floor Area | 1,153 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 660 ft deep x 132 ft wide |
| Garage Type | Detached |
| Garage Area | 841 sqft |
| Porch | Porch |
| Porch Area | 712 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 902 E 26TH ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-5334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | 15 3S 14W -31- ST AND BAY DEV CO PLAT W 132' LOTS 119 & 122 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Subdivision | ST AND BAY DEV CO |
| Legal Lot Number | 119,122 122 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 1302 |
Source: Bay County records · APN 11565-000-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4191 LEISURE LAKES DR, CHIPLEY, FL 32428-5650 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SMARTBANK |
| Jun 30, 2021 | Deed of Trust, Mortgage CHARLES W FULLER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 27, 2011 |
| Deed Sale | Jan 27, 2011 |
| Deed Document Number | 0033481374 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 902 E 26TH ST, LYNN HAVEN, FL 32444-5334 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4191 LEISURE LAKES DR, CHIPLEY, FL 32428-5650 |
| Document Number | 0044901588 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 4490/1588 |
| Instrument | 2021089825 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | PIGEON FORGE, TN 37868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 902 E 26TH ST, LYNN HAVEN, FL 32444-5334 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4191 LEISURE LAKES DR, CHIPLEY, FL 32428-5650 |
| Document Number | 0044280209 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 4428/209 |
| Instrument | 2021050222 |
| Name | CHARLES W FULLER |
|---|---|
| Type | Private Party |
| Address | 5116 GULF DR, PANAMA CITY, FL 32408 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 23, 2051 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,835.00 (+19.62%) | $153,562 (+28.67%) Land $90,666 Building $62,896 | $153,562 (+28.67%) Land $90,666 Building $62,896 |
| 2023 | $1,534.00 (+17.91%) | $119,342 (+9.21%) Land $59,101 Building $60,241 | $119,342 (+9.21%) Land $59,101 Building $60,241 |
| 2022 | $1,301.00 | $109,281 Land $53,948 Building $55,333 | $109,281 Land $53,948 Building $55,333 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 20 (1984–2021) |
| Claims Outside the SFHA | 8 of 20 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 255 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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