902 Downy Cir, Kearney, MO 64060 Property Records

Clay County property record for 902 Downy Cir, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,564 sqft · built 2007
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,500 (Mar 2018)
Tax Bill	$7,991 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-310-00-03-015.00`

Property Details

APN / Parcel Number

Primary APN	`11-310-00-03-015.00`
Alternative APNs	`1131000030150001` `257659`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,564 sqft Living Area
Gross Area	6,452 sqft
1st Floor Area	2,107 sqft
Basement Area	2,107 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	166 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	733 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch
Deck Area	210 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	902 DOWNY CIR
City	KEARNEY
State	MO
Zip	64060-7978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOVECOTT 1ST PLAT LT 14
Legal Range	31W
Legal Township	52N
Legal Section	02
Legal Subdivision	DOVECOTT 1ST
Legal Lot Number	14
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1002
Census Tract	21811

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	902 DOWNY CIR, KEARNEY, MO 64060-7978
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage MID AMERICA BANK
Mar 2, 2018	Warranty Deed, Transfer TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Prior Sale	May 4, 2007 · Amount on Record
Deed Document Number	20186287
Deed Book / Page	8151 / 86
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	902 DOWNY CIR, KEARNEY, MO 64060-7978
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023537
Date	Jul 13, 2020
Book Page	8732/146
Instrument	2020023537

Lender

Name	MID AMERICA BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Mar 2, 2018
Property Address	902 DOWNY CIR, KEARNEY, MO 64060-7978
Document Number	0000006287
Book / Page	008151 / 000086
Instrument Date	Feb 14, 2018
Instrument	6287
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	SECURED TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	902 DOWNY CIR KEARNEY MO 640607978, KEARNEY, MO 64060-7978

Mortgage

Document Number	6288
Date	Mar 2, 2018
Book Page	008151/000087
Instrument	6288

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,991.00 (+5.72%)	$122,130 (+10.34%)	$642,789 (+10.34%)
2023	$7,559.00 (+24.33%)	$110,690	$582,578
2019	$6,080.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: Verizon, Wisper ISP.

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