902 Delamont Ave, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 902 Delamont Ave, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,940 sqft · built 1910
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$138,000 (Oct 2019)
Tax Bill	$5,081 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.40-6-2`

Property Details

APN / Parcel Number

Primary APN	`421500 49.40-6-2`
Alternative APN	`150004904000060020000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,940 sqft Total Area
1st Floor Area	1,470 sqft
2nd Floor Area	1,470 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	125 ft deep x 36 ft wide
Porch	Slab
Porch Area	442 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	902 DELAMONT AVE
City	SCHENECTADY
State	NY
Zip	12307-1813
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	AND PART OF 155 2 WOOD
Legal Block	6
Legal Lot Number	2.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4000
Census Tract	20900

Owner

902 Delamont Ave, a duplex, is owned and occupied by two individuals who bought it in October 2019.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	902 DELAMONT AVE, SCHENECTADY, NY 12307-1813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU
Oct 2, 2019	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2019 · Amount on File
Deed Sale	Oct 2, 2019 · Amount on File
Prior Sale	Oct 1, 1996 · Amount on File
Deed Document Number	201944372
Deed Book / Page	2021 / 164
Prior Transfer Date	Feb 19, 2016
Prior Transfer Doc	0000012712
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	902 DELAMONT AVE, SCHENECTADY, NY 12307-1813
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038619
Date	Aug 25, 2017
Book Page	4783/728
Instrument	201738619

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2037

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 2, 2019
Property Address	902 DELAMONT AVE, SCHENECTADY, NY 12307-1813
Document Number	0000044372
Book / Page	2021 / 164
Map Reference	CAB B 228
Instrument Date	Sep 19, 2019
Instrument	201944372
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	NEWYORK ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$552.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 14582, ALBANY, NY 12212-4582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 11 109 STREET, SOUTH RICHMOND HILL, NY 11419

Mortgage

Document Number	0000044373
Date	Oct 2, 2019
Instrument	201944373

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 902 Delamont Ave was $5,081, up 3.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,081.00 (+3.84%)
2025	$4,893.00	$76,400 Land $10,500 Building $65,900	$126,511 Land $17,387 Building $109,124
2023		$76,400 (-) Land $10,500 Building $65,900	$96,709 (+3.8%) Land $13,291 Building $83,418
2022		$76,400 Land $10,500 Building $65,900	$93,171 Land $12,805 Building $80,366
2021	$4,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Delamont Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 902 Delamont Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Massivemesh Networks.

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