902 David St, Albertville, AL 35950 Property Records

Marshall County property record for 902 David St, Albertville, AL 35950

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,474 sqft · built 1980
Lot Size	0.435 acres (18,951 sqft)
Owner	Individual Name on File
Tax Bill	$845 (2026)
Deeds & Mortgages	Mar 2019 Loan Modification
Flood Zone	Zone A (high risk)
APN	`19-02-09-2-000-078.000`

Property Details

APN / Parcel Number

Primary APN	`19-02-09-2-000-078.000`
Alternative APNs	`192092000078000` `74047`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
1st Floor Area	1,474 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,951 sqft (0.435 acres)
Lot Dimensions	151 ft deep x 125 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	74047
Street Address	902 DAVID ST
City	ALBERTVILLE
State	AL
Zip	35950-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLOCK 1 MERRIWOOD SECOND ADD 07/15/92 1132/236 07/19/84 753/199 07/14/86 678/985 03/04/71 512/504
Legal Range	4E
Legal Township	9S
Legal Section	09
Legal Subdivision	MERRIWOOD SECOND ADD
Legal Block	1
Legal Lot Number	21
Jurisdiction	MARSHALL AL
Township / Civil Division	ALBERTVILLE-BOAZ
Census Block Group	1
Census Block	1009
Census Tract	30903

Owner

902 David St is owned and occupied by an individual.

Source: Marshall County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	902 DAVID ST, ALBERTVILLE, AL 35950-1343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARSHALL AL
Property Address	902 DAVID ST, ALBERTVILLE, AL 35950-1343
Document Number	0003188061
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	302 DAVID ST ALBERTVILLE AL 35950, ALBERTVILLE, AL 35950

Mortgage

Document Number	0003188061
Date	Apr 4, 2019
Book Page	006147/000113
Instrument	3188061

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2026 property tax bill for 902 David St was $845 with a homeowner's exemption, up 7.5% from the year before.

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Albertville City
County	Marshall County
Unified School District	Albertville City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$845.00 (+7.51%) Homeowner's exemption
2025	$786.00	$18,060	$188,900 Land $12,600 Building $176,300
2023	$691.00	$16,000 Land $1,260 Building $14,740	$160,000 Land $12,600 Building $147,400
2021	$634.00 Homeowner's exemption	$14,780	$147,700 Land $12,600 Building $135,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 David St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 David St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBERTVILLE, MUNICIPAL UB OF THE serves 29,367 people · EPA ID AL0000933
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Farmers Telecommunications Cooperative, Verizon.

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