Florence County property record for 902 Cubie Rd, Effingham, SC 29541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,285 sqft · built 2010 |
| Lot Size | 4.33 acres (188,615 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $324,000 (Mar 2017) |
| Tax Bill | $1,715 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00130-01-114 |
| Primary APN | 00130-01-114 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,285 sqft Living Area |
| Gross Area | 3,825 sqft |
| 1st Floor Area | 3,285 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 188,615 sqft (4.33 acres) |
| Garage Area | 900 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 902 CUBIE RD |
|---|---|
| City | EFFINGHAM |
| State | SC |
| Zip | 29541-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CUBIE RD LT 3 & PT TRK3 |
| Legal Subdivision | SUBDIVISION PREPARED FOR WILBUR COLE |
| Legal Tract | K3 |
| Legal Lot Number | 3 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | DANWOOD |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 1505 |
Source: Florence County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 902 CUBIE RD, EFFINGHAM, SC 29541-3412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED COMMERCE BANK |
| Mar 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage C & A MORTGAGE SERVICES OF FLORENCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2017 · Amount on Record |
| Deed Sale | Mar 16, 2017 · Amount on Record |
| Prior Sale | Nov 6, 2009 · Amount on Record |
| Deed Book / Page | 680 / 1175 |
| Last Transfer Date | Feb 25, 2021 |
| Transfer Doc | 0009090052 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Mar 15, 2021 |
| Property Address | 902 CUBIE RD, EFFINGHAM, SC 29541-3412 |
| Document Number | 0009090052 |
| Book / Page | 909 / 52 |
| Map Reference | MB C1 PG 127 |
| Instrument Date | Feb 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 902 CUBIE RD, EFFINGHAM, SC 29541-3412 |
| Document Number | 0000090957 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 909/57 |
| Name | UNITED COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Mar 16, 2017 |
| Property Address | 902 CUBIE RD, EFFINGHAM, SC 29541-3412 |
| Document Number | 00B6801175 |
| Book / Page | B680 / 1175 |
| Map Reference | MB C1 PG127 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,198.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 902 CUBIE RD, EFFINGHAM, SC 29541-3412 |
| Document Number | 00B6801180 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | B680/1180 |
| Name | C & A MORTGAGE SERVICES OF FLORENCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,715.00 (+13.95%) | $16,451 (-99.87%) Land $1,242 Building $15,209 | $411,290 (-98.73%) Land $31,050 Building $380,240 |
| 2023 | $1,505.00 (+2.94%) Homeowner's exemption | $12,958,478 (+99,903.69%) Land $1,242,000 Building $11,716,478 | $32,396,197 (+9,9%) Land $3,105,000 Building $29,291,197 |
| 2022 | $1,462.00 Homeowner's exemption | $12,958 Land $1,242 Building $11,716 | $323,962 Land $31,050 Building $292,912 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 33 (1990–2021) |
| Most Recent Claim | Feb 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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