Chesapeake City property record for 902 Copper Stone Cir, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,890 sqft · built 1992 |
| Lot Size | 0.239 acres (10,411 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $409,000 (Jun 2020) |
| Tax Bill | $5,629 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jul 2013 Mortgage + 5 more |
| APN | 0383001000890 |
| Primary APN | 0383001000890 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,890 sqft Living Area |
| 1st Floor Area | 1,147 sqft |
| Upper Floors Area | 1,147 sqft |
| Attic | Attic |
| Attic Area | 528 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,411 sqft (0.239 acres) |
| Lot Dimensions | 47 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 312 sqft |
| Deck Area | Deck Area |
| Patio Area | 465 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 902 COPPER STONE CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-8268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 89 HUNNINGDON LAKES SEC 4 |
| Legal Subdivision | HUNNINGDON WOODS, LAKES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20811 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 902 COPPER STONE CIR, CHESAPEAKE, VA 23320-8268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 24, 2013 | Deed of Trust, Mortgage · Conventional Mortgage MONARCH BANK |
| Mar 4, 2009 | Deed of Trust, Mortgage · Conventional Mortgage AMPHIBIOUS BASE NAVEL BAS |
| Mar 13, 2007 | Deed of Trust, Mortgage AMPHIBIOUS BASE NAVAL BAS |
| Aug 18, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Mar 9, 2011 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE CORPORATION |
| Jun 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST MIDWEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2020 · Amount on Record |
| Deed Sale | Jun 16, 2020 · Amount on Record |
| Prior Sale | Jun 4, 2004 · Amount on Record |
| Deed Document Number | 202018945 |
| Deed Book / Page | 10165 / 1120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 902 COPPER STONE CIR, CHESAPEAKE, VA 23320-8268 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10592/1370 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 10592/1370 |
| Instrument | 220026349 |
| Name | CITIZENS BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 31, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 902 COPPER STONE CIR, CHESAPEAKE, VA 23320-8268 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0009151/52 |
|---|---|
| Date | Jul 24, 2013 |
| Book Page | 9151/52 |
| Name | MONARCH BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 902 COPPER STONE CIR, CHESAPEAKE, VA 23320-8268 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007728/293 |
|---|---|
| Date | Mar 4, 2009 |
| Book Page | 7728/293 |
| Name | AMPHIBIOUS BASE NAVEL BAS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 20, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 902 COPPER STONE CIR, CHESAPEAKE, VA 23320-8268 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006990/120 |
|---|---|
| Date | Mar 13, 2007 |
| Book Page | 6990/120 |
| Name | AMPHIBIOUS BASE NAVAL BAS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Mar 25, 2017 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 902 COPPER STONE CIR, CHESAPEAKE, VA 23320-8268 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 902 COPPER STONE CIR, CHESAPEAKE, VA 23320-8268 |
| Document Number | 010885/220 |
|---|---|
| Date | Aug 18, 2025 |
| Book Page | 10885/220 |
| Instrument | 250018723 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 902 COPPER STONE CIR, CHESAPEAKE, VA 23320-8268 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008353/92 |
|---|---|
| Date | Mar 9, 2011 |
| Book Page | 8353/92 |
| Name | PHH MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2026 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 16, 2020 |
| Property Address | 902 COPPER STONE CIR, CHESAPEAKE, VA 23320-8268 |
| Document Number | 10165/1120 |
| Book / Page | 10165 / 1120 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 200018945 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 902 COPPER STONE CIR, CHESAPEAKE, VA 23320-8268 |
| Document Number | 200018946 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 200018946 |
| Name | FIRST MIDWEST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $576,500 (+3.45%) Land $175,000 Building $401,500 | $576,500 (+3.45%) Land $175,000 Building $401,500 | |
| 2025 | $5,629.00 (+51.4%) | $557,300 (+14.79%) Land $165,000 Building $392,300 | $557,300 (+14.79%) Land $165,000 Building $392,300 |
| 2023 | $485,500 (+3.72%) Land $125,000 Building $360,500 | $485,500 (+3.72%) Land $125,000 Building $360,500 | |
| 2022 | $468,100 Land $120,000 Building $348,100 | $468,100 Land $120,000 Building $348,100 | |
| 2019 | $3,718.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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