902 Conservancy Ct, Cottage Grove, WI 53527 Property Records

Dane County property record for 902 Conservancy Ct, Cottage Grove, WI 53527

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,244 sqft · built 2012
Lot Size	0.448 acres (19,515 sqft)
Owner	2 Owner Names on Record
Last Sale	$106,000 (Jul 2011)
Tax Bill	$12,686 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0711-054-6034-1`

Property Details

APN / Parcel Number

Primary APN	`0711-054-6034-1`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,244 sqft
Basement Area	2,244 sqft
Finished Basement	1,282 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	19,515 sqft (0.448 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	902 CONSERVANCY CT
City	COTTAGE GROVE
State	WI
Zip	53527-9197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THIRD ADDITION TO WESTLAWN ESTATES LOT 224
Legal Range	11
Legal Township	07
Legal Section	05
Legal Subdivision	THIRD ADDITION
Legal Block	60
Legal Lot Number	224
Jurisdiction	DANE WI
Township / Civil Division	COTTAGE GROVE
Census Block Group	3
Census Block	3003
Census Tract	12003

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	902 CONSERVANCY CT, COTTAGE GROVE, WI 53527-9197
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
May 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QRL FINANCIAL SERVICES
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Oct 24, 2019	Deed of Trust, Mortgage · Line of Credit UW CU
Jun 1, 2018	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2011 · Amount on Record
Deed Sale	Jul 21, 2011 · Amount on Record
Deed Document Number	4778829
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	902 CONSERVANCY CT, COTTAGE GROVE, WI 53527-9197
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006071981
Date	Dec 26, 2025
Instrument	6071981

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	902 CONSERVANCY CT, COTTAGE GROVE, WI 53527-9197
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005835695
Date	May 24, 2022
Instrument	5835695

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2052

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	902 CONSERVANCY CT, COTTAGE GROVE, WI 53527-9197
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005581036
Date	Apr 23, 2020
Instrument	5581036

Lender

Name	QRL FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	902 CONSERVANCY CT, COTTAGE GROVE, WI 53527-9197
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005648918
Date	Oct 14, 2020
Instrument	5648918

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	902 CONSERVANCY CT, COTTAGE GROVE, WI 53527-9197
Document Number	0005537599
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	902 CONSERVANCY CT COTTAGE GROVE WI 535279197, COTTAGE GROVE, WI 53527-9197

Mortgage

Document Number	0005537599
Date	Nov 5, 2019
Instrument	5537599

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	902 CONSERVANCY CT, COTTAGE GROVE, WI 53527-9197
Document Number	0005414691
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	902 CONSERVANCY CT COTTAGE GROVE WI 535279197, COTTAGE GROVE, WI 53527-9197

Mortgage

Document Number	0005414691
Date	Jun 6, 2018
Instrument	5414691

Lender

Name	SUMMIT CU
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Cottage Grove Village
Unified School District	Monona Grove School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,686.00 (+10.01%) Homeowner's exemption	$511,500 (-) Land $97,000 Building $414,500	$728,400 (+16.19%)
2023		$511,500 Land $97,000 Building $414,500	$626,900
2022	$11,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTAGE GROVE WATERWORKS serves 9,345 people · EPA ID WI1130218
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
UpNet WI Fixed Wireless	100 / 30
LiteWire Fixed Wireless	100 / 25
Bertram Communications Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband, T-Mobile.

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