902 Coldwater Ct SE, Concord, NC 28025 Property Records

Cabarrus County property record for 902 Coldwater Ct SE, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,604 sqft · built 2005
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on File
Last Sale	$398,000 (Sep 2025)
Tax Bill	$4,550 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5630 81 1131`

Property Details

APN / Parcel Number

Primary APN	`5630 81 1131`
Alternative APNs	`11026 0002.240000` `143633` `34371`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,604 sqft Living Area
Gross Area	4,578 sqft
1st Floor Area	1,302 sqft
Upper Floors Area	1,302 sqft
Basement Area	927 sqft
Unfinished Basement	927 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Wood Shingle
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	61,420 sqft (1.41 acres)
Lot Dimensions	207 ft deep x 221 ft wide
Garage Type	Mixed
Garage Area	375 sqft
Driveway	Asphalt Driveway
Driveway Area	1,180 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	143633
Street Address	902 COLDWATER CT SE
City	CONCORD
State	NC
Zip	28025-8378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	P/O LTS 8 & 9 TOWNCREEK
Legal Subdivision	MYERS PARK
Legal Lot Number	8-9
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	3
Census Block	3006
Census Tract	42202

Owner

Source: Cabarrus County records · APN 5630 81 1131

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	902 COLDWATER CT SE, CONCORD, NC 28025-8378
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2025 · Amount on Record
Deed Sale	Sep 04, 2025 · Amount on Record
Prior Sale	Jun 03, 2005 · Amount on Record
Deed Document Number	202519940
Deed Book / Page	17600 / 267
Prior Transfer Date	Jan 20, 2021
Prior Transfer Doc	14857298
Record Updated	Jun 08, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Jan 26, 2021
Property Address	902 COLDWATER CT SE, CONCORD, NC 28025-8378
Document Number	0014857298
Book / Page	14857 / 298
Map Reference	MB 21 PG 16
Instrument Date	Jan 20, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 COLDWATER CT SE, CONCORD, NC 28025-8378

Mortgage

Document Number	0014857301
Date	Jan 26, 2021
Instrument	14857/301

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,550.00 (+24.79%)	$456,880 (+52.86%) Land $89,000 Building $367,880
2024			$456,880 (+52.86%) Land $89,000 Building $367,880
2023	$3,646.00	$298,890 Land $30,000 Building $268,890	$298,890 Land $30,000 Building $268,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Uniti Group DSL · Fiber in parts of the area	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 70 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CONCORD serves 120,771 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.