902 Clearwater Ave, Roanoke, VA 24019 Property Records

Roanoke County property record for 902 Clearwater Ave, Roanoke, VA 24019

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,100 sqft · built 1959
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Apr 2019)
Tax Bill	$2,362 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`027.16-04-28`

Property Details

APN / Parcel Number

Primary APN	`027.16-04-28`
Alternative APNs	`000007189` `02716 428`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,100 sqft Finished Area
Gross Area	2,707 sqft
1st Floor Area	1,100 sqft
Basement Area	1,100 sqft
Finished Basement	550 sqft
Unfinished Basement	550 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	000007189
Street Address	902 CLEARWATER AVE
City	ROANOKE
State	VA
Zip	24019-6220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2 BLK 1 SUMMERDEAN GARDENS
Legal Subdivision	STONINGTN
Legal Block	1
Legal Lot Number	2
Jurisdiction	ROANOKE VA
Township / Civil Division	HOLLINS
Census Block Group	2
Census Block	2022
Census Tract	30203

Owner

902 Clearwater Ave is owned and occupied by an individual who bought it in April 2019.

Source: Roanoke County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	902 CLEARWATER AVE, ROANOKE, VA 24019-6220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Apr 6, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Apr 5, 2019	Grant Deed, Transfer · VA Mortgage MOVEMENT MTG
Feb 11, 2019	Quit Claim Deed, Transfer Quitclaim
Aug 28, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2019 · Amount on File
Deed Sale	Apr 5, 2019 · Amount on File
Prior Sale	Aug 28, 2018 · Amount on File
Deed Document Number	20192862
Prior Transfer Date	Feb 11, 2019
Prior Transfer Doc	1171
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	902 CLEARWATER AVE, ROANOKE, VA 24019-6220
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011864
Date	Nov 21, 2022
Instrument	202211864

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	902 CLEARWATER AVE, ROANOKE, VA 24019-6220
Document Number	0000005071
Instrument Date	Apr 6, 2021
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 CLEARWATER AVE ROANOKE VA 240196220, ROANOKE, VA 24019-6220

Mortgage

Document Number	0000005071
Date	Apr 13, 2021
Instrument	5071

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2051

Interest

Rate	3.25%

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROANOKE VA
Recording Date	Apr 5, 2019
Property Address	902 CLEARWATER AVE, ROANOKE, VA 24019-6220
Document Number	0000002862
Instrument Date	Mar 4, 2019
Instrument	2862
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 CLEARWATER AVE ROANOKE VA 240196220, ROANOKE, VA 24019-6220

Mortgage

Document Number	2863
Date	Apr 5, 2019
Instrument	2863

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROANOKE VA
Recording Date	Feb 11, 2019
Property Address	902 CLEARWATER AVE, ROANOKE, VA 24019-6220
Document Number	0000001171
Instrument Date	Feb 11, 2019
Instrument	1171
Transaction Type	Transfer
Record Updated	Feb 25, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 HERSHBERGER RD NW ROANOKE VA 240172234, ROANOKE, VA 24017-2234

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROANOKE VA
Recording Date	Aug 28, 2018
Property Address	902 CLEARWATER AVE, ROANOKE, VA 24019-6220
Document Number	0000008382
Instrument Date	Aug 24, 2018
Instrument	8382
Transaction Type	Transfer
Record Updated	Oct 8, 2018

Transaction

Amount	Amount on Record
Tax	$183.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 CLEARWATER AVE ROANOKE VA 240196220, ROANOKE, VA 24019-6220

Tax Assessment & Valuation

The 2026 property tax bill for 902 Clearwater Ave was $2,362, up 9.8% from the year before.

Source: Roanoke County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,362.00 (+9.81%)	$229,400 (+9.81%) Land $61,000 Building $168,400	$229,400 Land $61,000 Building $168,400
2025	$2,151.00	$208,900 Land $55,000 Building $153,900
2024			$208,900 (+15.03%) Land $55,000 Building $153,900
2023	$1,924.00	$181,600 Land $48,000 Building $133,600	$181,600 Land $48,000 Building $133,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Clearwater Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	62 (1978–2026)
Claims Outside the SFHA	7 of 62
Most Recent Claim	Jan 2026 · other causes
Claims by Event	Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 3 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Clearwater Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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