902 Cheviot Ave, Durham, NC 27707 Property Records

Durham County property record for 902 Cheviot Ave, Durham, NC 27707

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,506 sqft · built 1972
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Tax Bill$4,075 (2024)
Deeds & MortgagesOct 2025 Reverse Mortgage
Sep 2025 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN0810-72-1161

Property Details

APN / Parcel Number

Primary APN0810-72-1161
Alternative APNs
  • 0810-72-11-6170
  • 081019721161
  • 122874

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,506 sqft Heated Area
1st Floor Area1,542 sqft

Exterior

Year BuiltBuilt 1972
Architectural StyleRanch
Lot Area15,682 sqft (0.36 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area88 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number081019721161
Street Address902 CHEVIOT AVE
CityDURHAM
StateNC
Zip27707-4512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionHOPE VALLEY NORTH/SEC:02/ BLK:B/LT#01 PL:000071-000061
Legal SubdivisionHPVL NORTH S-02
Legal BlockB
Legal Lot Number1
JurisdictionDURHAM NC
Township / Civil DivisionTRIANGLE
Census Block Group2
Census Block2003
Census Tract2007

Owner

Source: Durham County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address902 CHEVIOT AVE, DURHAM, NC 27707-4512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Deed of Trust, Mortgage · Reverse Mortgage
SOUTH RIVER MORTGAGE LLC
Sep 23, 2025Deed of Trust, Mortgage · Reverse Mortgage
SOUTH RIVER MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 1997
Deed SaleJan 1, 1997
Deed Document Number0000975801
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address902 CHEVIOT AVE, DURHAM, NC 27707-4512
Transaction TypeMortgage
Record UpdatedOct 28, 2025
Title CompanySUMMIT TITLE SERVICES LLC, SUMMIT STLMT SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 CHEVIOT AVE, DURHAM, NC 27707-4512

Mortgage

Document Number0104050699
DateOct 17, 2025
Book Page10405/699
Instrument2025151108
Lender
NameSOUTH RIVER MORTGAGE LLC
TypeReverse Mortgage Lender
AddressANNAPOLIS, MD 21401
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term905 Months
DueMar 13, 2101
Interest
Rate TypeAdjustable Rate
Rate6.37%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2025
Change FrequencyMonthly
Max Rate11.3%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address902 CHEVIOT AVE, DURHAM, NC 27707-4512
Transaction TypeMortgage
Record UpdatedOct 3, 2025
Title CompanySUMMIT TITLE SERVICES LLC, SUMMIT STLMT SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 CHEVIOT AVE, DURHAM, NC 27707-4512

Mortgage

Document Number0103880836
DateSep 23, 2025
Book Page10388/836
Instrument2025148212
Lender
NameSOUTH RIVER MORTGAGE LLC
TypeReverse Mortgage Lender
AddressANNAPOLIS, MD 21401
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term906 Months
DueMar 13, 2101
Interest
Rate TypeAdjustable Rate
Rate6.37%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2025
Change FrequencyMonthly
Max Rate11.3%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$411,098 (+101.47%) Land $187,000 Building $224,098$411,098 (+101.47%) Land $187,000 Building $224,098
2024$4,075.00 (+52.51%)
2023$2,672.00 (+2.34%)$204,047 Land $40,650 Building $163,397$204,047 Land $40,650 Building $163,397
2022$2,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims19 (1996–2025)
Claims Outside the SFHA2 of 19
Most Recent ClaimJul 2025 · river or lake flooding
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims
  • Hurricane Fran, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Hotwire Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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Nearby Streets

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