902 Chestnut St, Franklin, VA 23851 Property Records

Franklin City property record for 902 Chestnut St, Franklin, VA 23851

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 974 sqft · built 1948
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jul 2023)
Tax Bill	$1,617 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2022 Sale & Line of Credit + 1 more
APN	`139 077 K 63`

Property Details

APN / Parcel Number

Primary APN	`139 077 K 63`
Alternative APN	`671`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	974 sqft Living Area
Gross Area	992 sqft
1st Floor Area	974 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1994
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	Wooded
Porch	Slab
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	671
Street Address	902 CHESTNUT ST
City	FRANKLIN
State	VA
Zip	23851-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 63 CHESTNUT ST 139-(077)-BLK K-63
Legal Subdivision	RIVERVIEW
Legal Block	K-63
Legal Lot Number	63
Jurisdiction	FRANKLIN CITY VA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1028
Census Tract	90200

Owner

902 Chestnut St is owned and occupied by an individual who bought it in July 2023.

Source: Franklin City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	902 CHESTNUT ST, FRANKLIN, VA 23851-2014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICUL
Jul 27, 2022	Warranty Deed, Transfer · Line of Credit PARTY III
Jun 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Jul 27, 2022 · Amount on File
Deed Document Number	20231479
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY VA
Recording Date	Jul 10, 2023
Property Address	902 CHESTNUT ST, FRANKLIN, VA 23851-2014
Document Number	0230001479
Instrument Date	May 30, 2023
Instrument	230001479
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 CHESTNUT ST, FRANKLIN, VA 23851-2014

Mortgage

Document Number	0230001480
Date	Jul 10, 2023
Instrument	230001480

Lender

Name	UNITED STATES DEPARTMENT OF AGRICUL

Agreement

Type	USDA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY VA
Recording Date	Jul 27, 2022
Property Address	902 CHESTNUT ST, FRANKLIN, VA 23851-2014
Document Number	0220002067
Instrument Date	Jul 14, 2022
Instrument	220002067
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	VINTAGE ESTATES TITLE AND ESCROW, VINTAGE ESTATES TITLE & ESCR

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 TOWN CENTER WAY # 745, 745, HAMPTON, VA 23666-1999

Mortgage

Document Number	0220002068
Date	Jul 27, 2022
Instrument	220002068

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	794 Months
Due	Sep 4, 2088

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY VA
Recording Date	Jun 13, 2017
Property Address	902 CHESTNUT ST, FRANKLIN, VA 23851-2014
Document Number	0170001451
Instrument Date	Jun 5, 2017
Instrument	170001451
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 CHESTNUT ST, FRANKLIN, VA 23851-2014

Tax Assessment & Valuation

The 2026 property tax bill for 902 Chestnut St was $1,617, up 11.8% from the year before.

Source: Franklin City assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Franklin City
Unified School District	Franklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,617.00 (+11.83%)	$157,000 (+11.82%) Land $16,500 Building $140,500	$157,000 (+11.82%) Land $16,500 Building $140,500
2025	$1,446.00	$140,400 Land $16,500 Building $123,900	$140,400 Land $16,500 Building $123,900
2023		$12,700 (-) Land $10,400 Building $2,300	$12,700 (-) Land $10,400 Building $2,300
2022		$12,700 Land $10,400 Building $2,300	$12,700 Land $10,400 Building $2,300
2019	$459.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 902 Chestnut St; there have been 53 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	53 (1992–2016)
Claims Outside the SFHA	16 of 53
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN serves 9,000 people · EPA ID VA3620350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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