902 Caroline Ct, New Bern, NC 28560 Property Records

Craven County property record for 902 Caroline Ct, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 1996
Lot Size	0.334 acres (14,560 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Feb 2025)
Tax Bill	$857 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2025 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`2-017-1-078`

Property Details

APN / Parcel Number

Primary APN	`2-017-1-078`
Alternative APN	`129429`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	1,566 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,560 sqft (0.334 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	129429
Street Address	902 CAROLINE CT
City	NEW BERN
State	NC
Zip	28560-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78 GRANADA I
Legal Subdivision	FAIRFIELD HARBOUR GRANADA
Legal Lot Number	78
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	1
Census Block	1017
Census Tract	960101

Owner

902 Caroline Ct is owned and occupied by an individual who bought it in February 2025.

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	902 CAROLINE CT, NEW BERN, NC 28560-1804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Feb 4, 2025	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
May 29, 2020	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Dec 21, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2025 · Amount on File
Deed Sale	Feb 4, 2025 · Amount on File
Prior Sale	May 29, 2020 · Amount on File
Deed Document Number	202510136526
Deed Book / Page	3826 / 567
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	902 CAROLINE CT, NEW BERN, NC 28560-1804
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	FAITH TITLE AND ESCROW INC, FIRST TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 CAROLINE CT, NEW BERN, NC 28560-1804

Mortgage

Document Number	003861/695
Date	Dec 2, 2025
Book Page	3861/695
Instrument	10149390

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	255 S OLD WOODWARD AVE STE 300, BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Feb 4, 2025
Property Address	902 CAROLINE CT, NEW BERN, NC 28560-1804
Document Number	003826/567
Book / Page	3826 / 567
Map Reference	CAB B SLS 334
Instrument Date	Jan 23, 2025
Instrument	10136526
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 CAROLINE CT, NEW BERN, NC 28560-1804

Mortgage

Document Number	0003826570
Date	Feb 4, 2025
Instrument	3826/570

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 29, 2020
Property Address	902 CAROLINE CT, NEW BERN, NC 28560-1804
Document Number	3614/1728
Book / Page	3614 / 1728
Map Reference	CAB B SL 334&335
Instrument Date	May 14, 2020
Instrument	10055203
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 CAROLINE CT, NEW BERN, NC 28560-1804

Mortgage

Document Number	36141731
Date	May 29, 2020
Instrument	3614/1731

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 21, 2018
Property Address	902 CAROLINE CT, NEW BERN, NC 28560-1804
Document Number	3556/1778
Book / Page	3556 / 1778
Instrument Date	Dec 20, 2018
Instrument	10031646
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 THOMAS AVE, NEW BERN, NC 28562-4320

Tax Assessment & Valuation

The 2026 property tax bill for 902 Caroline Ct was $857, down 19.2% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$857.00 (-19.15%)	$216,580 (-) Land $40,000 Building $176,580	$216,580 (-) Land $40,000 Building $176,580
2025	$1,060.00	$216,580 Land $40,000 Building $176,580	$216,580 Land $40,000 Building $176,580
2023	$1,048.00 (+23%)	$204,970 (+57.8%) Land $40,000 Building $164,970	$204,970 Land $40,000 Building $164,970
2022	$852.00	$129,890 Land $14,500 Building $115,390
2018			$129,890 Land $14,500 Building $115,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 902 Caroline Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 393 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	417 units insured incl. 24 condo units
Nearby Flood Claims	446 (1982–2018)
Claims Outside the SFHA	9 of 446
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 253 claims Hurricane Irene, Aug 2011 · 94 claims Hurricane Fran, Sep 1996 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Caroline Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Caroline Ct

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