902 Cardinal Dr NW, Wilson, NC 27896 Property Records

Wilson County property record for 902 Cardinal Dr NW, Wilson, NC 27896

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,611 sqft · built 1982
Lot Size	0.454 acres (19,776 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Feb 2022)
Tax Bill	$3,416 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3712-47-3851.000`

Property Details

APN / Parcel Number

Primary APN	`3712-47-3851.000`
Alternative APNs	`3712473851` `1126088`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,611 sqft Heated Area
1st Floor Area	1,611 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2005
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	19,776 sqft (0.454 acres)
Lot Dimensions	155 ft deep x 126 ft wide
Garage Type	Attached
Garage Area	506 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	902 CARDINAL DR NW
City	WILSON
State	NC
Zip	27896-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR4
Legal Description	902 CARDINAL DR NW L15S2 WATERFORD 1.00LT
Legal Subdivision	WATERFORD
Jurisdiction	WILSON NC
Township / Civil Division	WILSON
Census Block Group	2
Census Block	2003
Census Tract	501

Owner

902 Cardinal Dr NW is owned and occupied by an individual who bought it in February 2022.

Source: Wilson County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	902 CARDINAL DR NW, WILSON, NC 27896-1502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 23, 2021	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Mar 19, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2022 · Amount on File
Deed Sale	Feb 25, 2022 · Amount on File
Prior Sale	Feb 23, 2021 · Amount on File
Deed Book / Page	2950 / 551
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Feb 25, 2022
Property Address	902 CARDINAL DR NW, WILSON, NC 27896-1502
Document Number	002950/551
Book / Page	2950 / 551
Map Reference	MB 2880 PG 468
Instrument Date	Feb 23, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6921 SUNBEAM DR, 6921, FAYETTEVILLE, NC 28314-1834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 CARDINAL DR NW, WILSON, NC 27896-1502

Mortgage

Document Number	0002950554
Date	Feb 25, 2022
Instrument	2950/554

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Feb 23, 2021
Property Address	902 CARDINAL DR NW, WILSON, NC 27896-1502
Document Number	002880/468
Book / Page	2880 / 468
Map Reference	MB 16 PG 42
Instrument Date	Feb 23, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4932 TUCKAHOE TRCE, 4932, WAKE FOREST, NC 27587-9652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 CARDINAL DR NW, WILSON, NC 27896-1502

Mortgage

Document Number	0002880470
Date	Feb 23, 2021
Instrument	2880/470

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Mar 19, 2020
Property Address	902 CARDINAL DR NW, WILSON, NC 27896-1502
Document Number	002826/909
Book / Page	2826 / 909
Map Reference	MB 16 PG 42
Instrument Date	Mar 16, 2020
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1004 ROLLINGWOOD DR NW, 1004, WILSON, NC 27896-1544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 CARDINAL DR NW, WILSON, NC 27896-1502

Mortgage

Document Number	002826/912
Date	Mar 19, 2020
Book Page	2826/912

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

The 2025 property tax bill for 902 Cardinal Dr NW was $3,416.

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Municipality	Wilson City
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,024 (-) Land $40,500 Building $264,524	$305,024 (-) Land $40,500 Building $264,524
2025	$3,416.00	$305,024 (-) Land $40,500 Building $264,524	$305,024 (-) Land $40,500 Building $264,524
2024		$305,024 Land $40,500 Building $264,524	$305,024 Land $40,500 Building $264,524
2021	$2,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Cardinal Dr NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	51 (1999–2024)
Claims Outside the SFHA	15 of 51
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Cardinal Dr NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILSON serves 50,332 people · EPA ID NC0498010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Greenlight Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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