902 Canal St, Ruskin, FL 33570 Property Records

Hillsborough County property record for 902 Canal St, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,396 sqft · built 1981
Lot Size	13.9 acres (605,977 sqft)
Owner	2 Individual Names on File
Last Sale	$1,080,000 (Apr 2024)
Tax Bill	$15,884 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`031917-0000`

Property Details

APN / Parcel Number

Primary APN	`031917-0000`
Alternative APN	`U103218ZZZ000001083500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,396 sqft Living Area
Gross Area	1,511 sqft
1st Floor Area	1,396 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	605,977 sqft
Lot Dimensions	200 ft deep x 200 ft wide
View / Lot	Bay
Garage Type	Open
Garage Area	600 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	115 sqft
Patio Area	400 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0319170000
Street Address	902 CANAL ST
City	RUSKIN
State	FL
Zip	33570-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	FROM SE COR OF GOV LOT 1 RUN W 1558.58 FT N 770.95 FT AND N 88 DEG 52 MIN W 131 FT FOR POB THEN RUN N 4 DEG 06 MIN W TO LITTLE MANATEE RIVER WLY AND SWLY FOLLOWING MEANDERINGS OF RIVER TO W LINE OF GOV LOT 2 S TO PT 802 FT N OF SW COR OF GOV LOT 2 S
Legal Range	18E
Legal Township	32S
Legal Section	10
Legal Subdivision	UNPLATTED
Legal Tract	ZZZ
Legal Block	1
Legal Lot Number	1
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1009
Census Tract	14104

Owner

902 Canal St is owned by two individuals who bought it in April 2024.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11745 NEWBERRY GROVE LOOP, RIVERVIEW, FL 33579-3904
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 23, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 31, 2021	Warranty Deed, Transfer AMERICAN GUARDIAN TTL USA IN
Mar 31, 2021	Warranty Deed, Transfer AMERICAN GUARDIAN TITLE USA INC, AMERICAN GUARDIAN TTL USA IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2024 · Amount on File
Deed Sale	Apr 23, 2024 · Amount on File
Prior Sale	Mar 31, 2021 · Amount on File
Deed Document Number	2024163954
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	902 CANAL ST, RUSKIN, FL 33570-2800
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11745 NEWBERRY GROVE LOOP, RIVERVIEW, FL 33579-3904

Mortgage

Document Number	0000468759
Date	Oct 31, 2025
Instrument	2025468759

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 23, 2024
Property Address	902 CANAL ST, RUSKIN, FL 33570-2800
Document Number	0000163954
Instrument Date	Apr 23, 2024
Instrument	2024163954
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	ALL AMER TTL INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9806 DETROP ST, RIVERVIEW, FL 33578-5006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11745 NEWBERRY GROVE LOOP, RIVERVIEW, FL 33579-3904

Mortgage

Document Number	0000163955
Date	Apr 23, 2024
Instrument	2024163955

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 31, 2021
Property Address	902 CANAL ST, RUSKIN, FL 33570-2800
Document Number	2021159001
Instrument Date	Mar 31, 2021
Instrument	2021159001
Transaction Type	Transfer
Record Updated	Apr 15, 2021
Title Company	AMERICAN GUARDIAN TTL USA IN

Transaction

Amount	Amount on Record
Tax	$6,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	818 SW 3RD AVE # AVE221-18, 818, PORTLAND, OR 97204-2405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 CANAL ST, RUSKIN, FL 33570-2800

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 31, 2021
Property Address	902 CANAL ST, RUSKIN, FL 33570-2800
Document Number	0000159001
Instrument Date	Mar 31, 2021
Instrument	2021159001
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	AMERICAN GUARDIAN TITLE USA INC, AMERICAN GUARDIAN TTL USA IN

Transaction

Amount	Amount on Record
Tax	$6,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	818 SW 3RD AVE # AVE221-18, 818, PORTLAND, OR 97204-2405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 CANAL ST, RUSKIN, FL 33570-2800

Tax Assessment & Valuation

The 2025 property tax bill for 902 Canal St was $15,884.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$840,903 (+0.39%) Land $613,536 Building $227,367	$840,903 (+0.39%) Land $613,536 Building $227,367
2025	$15,884.00	$837,610 Land $613,536 Building $224,074	$837,610 Land $613,536 Building $224,074
2023	$11,160.00 (-3.3%)	$611,663 (-3.6%) Land $401,640 Building $210,023	$611,663 (-3.6%) Land $401,640 Building $210,023
2022	$11,541.00	$634,475 Land $401,640 Building $232,835	$634,475 Land $401,640 Building $232,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Canal St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 139 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	139 in force
Nearby Flood Claims	189 (1982–2026)
Claims Outside the SFHA	10 of 189
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Helene, Sep 2024 · 80 claims Tropical Storm Josephine, Oct 1996 · 20 claims Hurricane Elena, Sep 1985 · 19 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	FL-83 “Cockroach Bay”
Unit Type	System Unit
Designated	Nov 16, 1990
NFIP Eligibility	Eligible (built 1981) built before the Nov 16, 1990 cutoff

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Canal St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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