902 Bob el Dr, Westminster, MD 21157 Property Records

Carroll County property record for 902 Bob el Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,024 sqft · built 1985
Lot Size	3.33 acres (145,229 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (May 2022)
Tax Bill	$7,301 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-015477`

Property Details

APN / Parcel Number

Primary APN	`09-015477`
Alternative APNs	`9015477` `015477`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,024 sqft Total Area
1st Floor Area	400 sqft
Basement Area	1,023 sqft
Finished Basement	1,023 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	145,229 sqft (3.33 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	800 sqft
Deck Area	240 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	015477
Street Address	902 BOB EL DR
City	WESTMINSTER
State	MD
Zip	21157-8111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 11 - 3.3338 ACS 902 BOB EL DR 14-97 BOB EL FARMS PLT B
Legal Subdivision	PLAT B BOB EL FARMS
Legal Lot Number	11
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2016
Census Tract	509001

Owner

902 Bob el Dr is owned and occupied by two individuals who bought it in May 2022.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	902 BOB EL DR, WESTMINSTER, MD 21157-8111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 15, 2019	Deed, Transfer · Conventional Mortgage 1ST PREFERENCE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on File
Deed Sale	May 4, 2022 · Amount on File
Prior Sale	Mar 15, 2019 · Amount on File
Deed Book / Page	10765 / 75
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 4, 2022
Property Address	902 BOB EL DR, WESTMINSTER, MD 21157-8111
Document Number	0107650075
Book / Page	10765 / 75
Map Reference	MB 14 FO 97
Instrument Date	Apr 22, 2022
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 BOB EL DR, WESTMINSTER, MD 21157-8111
Investor	Possibly a Property Investor

Mortgage

Document Number	0107650082
Date	May 4, 2022
Instrument	10765-0082

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 15, 2019
Property Address	902 BOB EL DR, WESTMINSTER, MD 21157-8111
Document Number	0092430009
Book / Page	9243 / 0009
Map Reference	MB 14 PG 97
Instrument Date	Mar 13, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	902 BOB EL DR, WESTMINSTER, MD 21157-8111

Mortgage

Document Number	0000924317
Date	Mar 15, 2019
Instrument	9243/17

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 902 Bob el Dr was $7,301 with a homeowner's exemption, up 5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,301.00 (+5.01%) Homeowner's exemption	$653,867	$687,900 Land $201,600 Building $486,300
2025	$6,953.00 Homeowner's exemption
2023	$6,248.00	$553,000	$585,800 Land $201,600 Building $384,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Bob el Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Bob el Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bob el Dr

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