Emmet County property record for 902 Bluffs Ct, Bay Harbor, MI 49770
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 3,717 sqft · built 1995 |
| Lot Size | 0.293 acres (12,764 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $16,959 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-18-03-470-109 |
| Primary APN | 52-18-03-470-109 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,717 sqft Living Area |
| 1st Floor Area | 2,455 sqft |
| Basement Area | 2,455 sqft |
| Unfinished Basement | 2,455 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Lot Area | 12,764 sqft |
| Garage Area | 748 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 902 BLUFFS CT |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8570 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RT PUD-2 |
| Legal Description | THE BLUFFS CONDO, UNIT 9. SECTION 3, T34N, R6W, PLAN 130 |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 03 |
| Legal Subdivision | THE BLUFFS |
| Legal Unit | 9 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 970800 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 902 BLUFFS CT, PETOSKEY, MI 49770-8570 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2012 |
| Deed Sale | May 4, 2012 |
| Prior Sale | Dec 1, 1995 · Amount on Record |
| Deed Book / Page | 1144 / 985 |
| Last Transfer Date | Aug 15, 2016 |
| Transfer Doc | 01188/0101 |
| Record Updated | Oct 29, 2026 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $990,900 (-0.25%) Land $990,900 | $1,981,800 (-0.25%) Land $1,981,800 | |
| 2025 | $993,400 (+61.16%) Land $993,400 | $1,986,800 (+61.16%) Land $1,986,800 | |
| 2024 | $16,959.00 | ||
| 2023 | $616,400 Land $616,400 | $1,232,800 Land $1,232,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Truestream.
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