902 Black Plain Rd, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 902 Black Plain Rd, North Smithfield, RI 02896

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1965
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Dec 2008)
Tax Bill	$6,393 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0015 L:0158`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0015 L:0158`
Alternative APN	`186`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	3,885 sqft
1st Floor Area	1,320 sqft
Basement Area	2,112 sqft
Unfinished Basement	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	62,726 sqft (1.44 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	186
Street Address	902 BLACK PLAIN RD
City	NORTH SMITHFIELD
State	RI
Zip	02896-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	158
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	3
Census Block	3028
Census Tract	12803

Owner

Source: North Smithfield Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	902 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2025	Deed of Trust, Mortgage NAVIGANT CREDIT UNION
Oct 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Jan 19, 2021	Deed of Trust, Mortgage · Balloon Mortgage NAVIGANT CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2008 · Amount on File
Deed Sale	Dec 23, 2008 · Amount on File
Prior Sale	Dec 22, 2003 · Amount on File
Deed Book / Page	444 / 323
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	902 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9528
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001015-43
Date	Apr 4, 2025
Book Page	1015/43
Instrument	54175

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	902 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9528
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	921-11
Date	Oct 28, 2021
Book Page	921/11
Instrument	47129

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	902 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9528
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	882-43
Date	Jan 19, 2021
Book Page	882/43
Instrument	44400

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,393.00 (+10.59%)	$555,900 (+37.02%) Land $164,900 Building $391,000	$522,159
2023	$5,781.00 (+2.45%)	$405,700 (-) Land $137,500 Building $268,200
2022	$5,643.00	$405,700 Land $137,500 Building $268,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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