902 Bailey Ct, Matthews, NC 28104 Property Records

Union County property record for 902 Bailey Ct, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 2,785 sqft · built 1999
Lot Size	0.373 acres (16,248 sqft)
Owner	2 Individual Names on File
Last Sale	$905,000 (Jul 2023)
Tax Bill	$4,545 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-075-040`

Property Details

APN / Parcel Number

Primary APN	`07-075-040`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,785 sqft Living Area
Gross Area	3,331 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,248 sqft (0.373 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	29 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	902 BAILEY CT
City	MATTHEWS
State	NC
Zip	28104-0657
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-15 STALL
Legal Description	#496 SHANNAMARA WATERFORD PH3 SEC1 OPCF655
Legal Subdivision	SHANNAMARA - WATERFORD
Legal Lot Number	496
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1010
Census Tract	20310

Owner

Source: Union County records · APN 07-075-040

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	902 BAILEY CT, MATTHEWS, NC 28104-0657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 05, 2024	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Dec 10, 2010 · Amount on Record
Deed Document Number	202318393
Deed Book / Page	8754 / 758
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	902 BAILEY CT, MATTHEWS, NC 28104-0657
Transaction Type	Mortgage
Record Updated	Dec 02, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 BAILEY CT, MATTHEWS, NC 28104-0657

Mortgage

Document Number	0008732548
Date	Jun 23, 2023
Book Page	8732/548
Instrument	15076

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	902 BAILEY CT, MATTHEWS, NC 28104-0657
Transaction Type	Mortgage
Record Updated	Dec 02, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 BAILEY CT 100, 100, MATTHEWS, NC 28104-0657

Mortgage

Document Number	0008915483
Date	Jun 05, 2024
Book Page	8915/483
Instrument	12780

Lender

Name	PINNACLE BANK
Type	Bank
Address	HARRISBURG, NC 28075

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	May 22, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 31, 2023
Property Address	902 BAILEY CT, MATTHEWS, NC 28104-0657
Document Number	0008754758
Book / Page	8754 / 758
Map Reference	CAB F FILE 655
Instrument Date	Jul 31, 2023
Instrument	18393
Transaction Type	Transfer
Record Updated	Dec 02, 2025
Title Company	INVEST TITLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 POST OFFICE DR, INDIAN TRAIL, NC 28079-7677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 BAILEY CT, MATTHEWS, NC 28104-0657

Mortgage

Document Number	0000018394
Date	Jul 31, 2023
Instrument	18394

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,545.00 (+17.9%)	$672,500 (+45.22%) Land $140,000 Building $532,500	$672,500 (+45.22%) Land $140,000 Building $532,500
2023	$3,855.00 (+0.55%)	$463,100 (-) Land $87,300 Building $375,800	$463,100 (-) Land $87,300 Building $375,800
2022	$3,834.00	$463,100 Land $87,300 Building $375,800	$463,100 Land $87,300 Building $375,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2005–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2015 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Uniti Group.

Based on FCC filings for 131 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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