902 Audubon Cir, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 902 Audubon Cir, Chesapeake, VA 23320

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 3.5 ba · 3,744 sqft · built 2005
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$519,000 (Jul 2018)
Tax Bill	$5,268 (2021)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2020 Mortgage + 8 more
APN	`0374004000051`

Property Details

APN / Parcel Number

Primary APN	`0374004000051`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,744 sqft Total Area
1st Floor Area	1,628 sqft
Upper Floors Area	1,628 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	96 ft deep x 41 ft wide
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	488 sqft
Patio Area	1,074 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	902 AUDUBON CIR
City	CHESAPEAKE
State	VA
Zip	23320-0663
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	PUD: PLANN
Legal Description	LOT 5A1 SUBD PLAT LT 5A WARRINGTON HALL PH 1
Legal Subdivision	WARRINGTON HALL
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3003
Census Tract	20804

Owner

Source: Chesapeake City records, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	902 AUDUBON CIR, CHESAPEAKE, VA 23320-0663
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Oct 17, 2016	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN INTERNET MORTGAGE INC
Jul 18, 2007	Deed of Trust, Mortgage · Line of Credit MONARCH BANK
Jun 3, 2009	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE BANK FSB
Feb 7, 2014	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 1, 2018	Intrafamily Transfer, Transfer
Jul 30, 2018	Warranty Deed, Transfer · VA Mortgage NBKC BANK
Jan 30, 2006	Warranty Deed, Transfer · Conventional Mortgage UNITED CAPITAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Prior Sale	Jan 30, 2006 · Amount on Record
Deed Document Number	201820151
Deed Book / Page	9938 / 744
Prior Transfer Date	Jul 27, 2018
Prior Transfer Doc	009939/765
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	902 AUDUBON CIR, CHESAPEAKE, VA 23320-0663
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010030/985
Date	Jul 9, 2019
Book Page	10030/985
Instrument	190017005

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	902 AUDUBON CIR, CHESAPEAKE, VA 23320-0663
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010190/408
Date	Jul 30, 2020
Book Page	10190/408
Instrument	200025505

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	902 AUDUBON CIR, CHESAPEAKE, VA 23320-0663
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010897/954
Date	Sep 24, 2025
Book Page	10897/954
Instrument	250022012

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	902 AUDUBON CIR, CHESAPEAKE, VA 23320-0663
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	009710/157
Date	Oct 17, 2016
Book Page	9710/157
Instrument	160028997

Lender

Name	AMERICAN INTERNET MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2031

Interest

Rate Type	Fixed Rate

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	902 AUDUBON CIR, CHESAPEAKE, VA 23320-0663
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007160/834
Date	Jul 18, 2007
Book Page	7160/834

Lender

Name	MONARCH BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	902 AUDUBON CIR, CHESAPEAKE, VA 23320-0663
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007827/488
Date	Jun 3, 2009
Book Page	7827/488

Lender

Name	COUNTRYWIDE BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2039

Interest

Rate Type	Fixed Rate
Rate	4.75%

February 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	902 AUDUBON CIR, CHESAPEAKE, VA 23320-0663
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00009316/1
Date	Feb 7, 2014
Book Page	9316/1

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2034

Interest

Rate Type	Fixed Rate
Rate	4.38%

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 1, 2018
Property Address	902 AUDUBON CIR, CHESAPEAKE, VA 23320-0663
Document Number	009939/765
Book / Page	9939 / 765
Instrument Date	Jul 27, 2018
Instrument	180020454
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 AUDUBON CIR, CHESAPEAKE, VA 23320-0663

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 30, 2018
Property Address	902 AUDUBON CIR, CHESAPEAKE, VA 23320-0663
Document Number	009938/744
Book / Page	9938 / 744
Instrument Date	Jul 25, 2018
Instrument	180020151
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	SEASHORE TITLE AND SETTLEMENT, SEASHORE TITLE & SETTLEMENTS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 AUDUBON CIR, CHESAPEAKE, VA 23320-0663

Mortgage

Document Number	0180020152
Date	Jul 30, 2018
Instrument	180020152

Lender

Name	NBKC BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 30, 2006
Property Address	902 AUDUBON CIR, CHESAPEAKE, VA 23320-0663
Document Number	006361/424
Book / Page	6361 / 424
Instrument Date	Jan 25, 2006
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0006361427
Date	Jan 30, 2006
Instrument	6361/427

Lender

Name	UNITED CAPITAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$717,200 (+13.09%) Land $180,000 Building $537,200	$717,200 (+13.09%) Land $180,000 Building $537,200
2023		$634,200 Land $160,000 Building $474,200	$634,200 Land $160,000 Building $474,200
2021	$5,268.00 (+13.12%)
2019	$4,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	23 (1998–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 8 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20