902 Annandale Dr, Elgin, IL 60123 Property Records

Kane County property record for 902 Annandale Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,565 sqft · built 1991
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$187,500 (Dec 2002)
Tax Bill	$6,591 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-28-278-001`

Property Details

APN / Parcel Number

Primary APN	`06-28-278-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,565 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	902 ANNANDALE DR
City	ELGIN
State	IL
Zip	60123-6502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENS OF COLLEGE GREEN UNIT 1 LOT 820
Legal Subdivision	COLLEGE GREEN
Legal Block	3
Legal Lot Number	820
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3015
Census Tract	851908

Owner

902 Annandale Dr is owned and occupied by two individuals who bought it in December 2002.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	902 ANNANDALE DR, ELGIN, IL 60123-6502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · FHA Mortgage KONDAUR CAP
May 15, 2019	Deed of Trust, Mortgage · FHA Mortgage KONDAUR CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2002 · Amount on File
Deed Sale	Dec 30, 2002 · Amount on File
Prior Sale	Jun 4, 1996 · Amount on File
Deed Document Number	2002175067
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	902 ANNANDALE DR, ELGIN, IL 60123-6502
Document Number	0000031986
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	902 ANNANDALE DR ELGIN IL 601236502, ELGIN, IL 60123-6502

Mortgage

Document Number	0000031986
Date	Jun 18, 2020
Instrument	31986

Lender

Name	KONDAUR CAP
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	902 ANNANDALE DR, ELGIN, IL 60123-6502
Document Number	0000020981
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	902 ANNANDALE DR ELGIN IL 601236502, ELGIN, IL 60123-6502

Mortgage

Document Number	0000020981
Date	May 23, 2019
Instrument	20981

Lender

Name	KONDAUR CAP
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 902 Annandale Dr was $6,591 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,591.00 Homeowner's exemption	$94,400 (+8.57%) Land $28,368 Building $66,032	$283,313 (+8.57%) Land $85,138 Building $198,175
2024		$86,949 Land $26,129 Building $60,820	$260,951 Land $78,418 Building $182,533
2022	$5,690.00 (+4.61%) Homeowner's exemption	$71,626 (+6.96%) Land $21,525 Building $50,101	$214,878 (+6.96%) Land $64,575 Building $150,303
2021	$5,439.00 Homeowner's exemption	$66,965 Land $20,124 Building $46,841	$200,895 Land $60,372 Building $140,523

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 902 Annandale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 902 Annandale Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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