McHenry County property record for 902 Annabelle St, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 1,080 sqft · built 1977 |
| Lot Size | 0.225 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $136,000 (Aug 2019) |
| Tax Bill | $4,623 (2024) |
| Deeds & Mortgages | Feb 2017 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-05-301-019 |
| Primary APN | 10-05-301-019 |
|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,080 sqft |
| Game Room | Game Room |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | A-Frame |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.225 acres) |
| Deck Area | 216 sqft |
| Street Address | 902 ANNABELLE ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-6903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0026780 LT 17 BLK 1 PISTAKEE HIGHLANDS UNIT 5 |
| Legal Subdivision | PISTAKEE HIGHLANDS UNIT 5 |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Legal Unit | 5 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 870704 |
902 Annabelle St is owned and occupied by an individual who bought it in August 2019.
Source: McHenry County records, as of June 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 902 ANNABELLE ST, MCHENRY, IL 60051-6903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Aug 21, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on File |
| Deed Sale | Aug 21, 2019 · Amount on File |
| Prior Sale | Oct 23, 1997 · Amount on File |
| Deed Document Number | 201926780 |
| Prior Transfer Date | Feb 26, 2003 |
| Prior Transfer Doc | 0000029165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 902 ANNABELLE ST, MCHENRY, IL 60051-6903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006531 |
|---|---|
| Date | Feb 22, 2017 |
| Instrument | 2017R0006531 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 21, 2019 |
| Property Address | 902 ANNABELLE ST, MCHENRY, IL 60051-6903 |
| Document Number | 0000026780 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 26780 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2019 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $206.85 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 902 ANNABELLE ST MCHENRY IL 600516903, MCHENRY, IL 60051-6903 |
| Document Number | 26781 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 26781 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Number | 26782, |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 26782 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 20, 2049 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,623.00 | $77,116 Land $5,953 Building $71,163 | $231,348 Land $17,859 Building $213,489 |
| 2022 | Homeowner's exemption | $51,429 Land $13,165 Building $38,264 | $154,287 Land $39,495 Building $114,792 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 902 Annabelle St in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 41 (1979–2026) |
| Claims Outside the SFHA | 2 of 41 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 902 Annabelle St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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